Abstract: A pre-paid electronic access system enables a consumer to receive goods, services, or any other type of content through specified, designated web sites by purchasing, in advance, a certificate providing access to the system. The access certificate includes an alphanumeric sequence which is authenticated by system components prior to allowing access to content. Merchants and consumers may also use this type of electronic access to also reduce the risk inherent in business transactions.

Abstract: A pre-paid electronic access system allows a consumer to access goods, services, and other content through specified, designated locations on a computer network, such as for example web sites. This system is provided for by the advance purchase of a certificate or card. Various hardware and software components manage the operation of the electronic access system. Consumers may also use the pre-paid access system to select and order content for separate delivery.

Abstract: A pre-paid electronic access system enables a consumer to receive goods, services, or any other type of content through specified, designated web sites by purchasing, in advance, a certificate providing access to the system. The access certificate includes an alphanumeric sequence which is authenticated by system components prior to allowing access to content. Merchants and consumers may also use this type of electronic access to also reduce the risk inherent in business transactions.