Patents by Inventor Benjamin Hunter Stotts

Benjamin Hunter Stotts has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10678947
    Abstract: Methods and systems for interface presentation are described. A user interface for the user may be selected among a plurality of available user interfaces in accordance with the personal characteristic information. A user access profile level for the user may be selected among a plurality of available user access profile levels in accordance with the personal characteristic information. Product information may be selected in accordance with the age data.
    Type: Grant
    Filed: May 9, 2017
    Date of Patent: June 9, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Benjamin Hunter Stotts, Bradly Jay Billman
  • Patent number: 9659011
    Abstract: Methods and systems for interface presentation are described. A user interface for the user may be selected among a plurality of available user interfaces in accordance with the personal characteristic information. A user access profile level for the user may be selected among a plurality of available user access profile levels in accordance with the personal characteristic information. Product information may be selected in accordance with the age data.
    Type: Grant
    Filed: February 18, 2008
    Date of Patent: May 23, 2017
    Assignee: United Services Automobile Association (USAA)
    Inventors: Benjamin Hunter Stotts, Bradly Jay Billman
  • Patent number: 8732078
    Abstract: Systems and methods to provide a payment include techniques to receive, from a customer, an electronic request for the payment, associate the request with an account designated by the customer, electronically send the request for the payment to a payer designated by the customer, receive the payment from the payer, and deposit the payment into the account designated by the customer.
    Type: Grant
    Filed: October 24, 2007
    Date of Patent: May 20, 2014
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bradly Jay Billman, Brian Francisco Shipley, Benjamin Hunter Stotts
  • Patent number: 8521542
    Abstract: Systems, methods, and articles are provided for classifying account data using artificial neural networks. An example embodiment may include receiving account holder data for a plurality of account holders, identifying through computer automated operations relationships between the plurality of account holders and the account holder data, and analyzing the account holder data of the plurality of account holders to create one or more classifications based on the relationships between the plurality of account holders and the account holder data. Another example embodiment may include classifying financial account holder data for a plurality of financial account holders using a Kohonen network, and displaying a graphical representation of the classified financial account holder data to visualize one or more relationships between plurality of financial account holders and the financial account holder data. Other embodiments may be described and claimed.
    Type: Grant
    Filed: May 24, 2007
    Date of Patent: August 27, 2013
    Assignee: United Services Automobile Association (USAA)
    Inventor: Benjamin Hunter Stotts
  • Patent number: 8376222
    Abstract: Systems, methods, and computer-readable media provide a time-limited monetary value to a member of an organization, using a member card or member icon, which may be issued by other than a bank or brokerage institution. In embodiments, the monetary value may be restricted to a single transaction and a maximum amount. In other embodiments, purchases of authorized goods and services may be controlled by corresponding product codes. A password or biometric may be used to authenticate the intended purchaser to the organization and/or merchant.
    Type: Grant
    Filed: October 30, 2007
    Date of Patent: February 19, 2013
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bradly Jay Billman, Reynaldo Medina, III, Benjamin Hunter Stotts
  • Patent number: 8042061
    Abstract: Methods and systems for interface presentation are described. A user interface for the user may be selected among a plurality of available user interfaces in accordance with the personal characteristic information. A user access profile level for the user may be selected among a plurality of available user access profile levels in accordance with the personal characteristic information. Product information may be selected in accordance with the age data.
    Type: Grant
    Filed: February 18, 2008
    Date of Patent: October 18, 2011
    Assignee: United Services Automobile Association
    Inventors: Benjamin Hunter Stotts, Bradly Jay Billman
  • Patent number: 7827072
    Abstract: Methods and systems for interface presentation are described. A user interface for the user may be selected among a plurality of available user interfaces in accordance with the personal characteristic information. A user access profile level for the user may be selected among a plurality of available user access profile levels in accordance with the personal characteristic information. Product information may be selected in accordance with the age data.
    Type: Grant
    Filed: February 18, 2008
    Date of Patent: November 2, 2010
    Assignee: United Services Automobile Association (USAA)
    Inventors: Benjamin Hunter Stotts, Bradly Jay Billman