Patents by Inventor Benjamin R. COHEN

Benjamin R. COHEN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for implementing channel dynamic multifactor authentication
    Patent number: 11296885
    Abstract: An embodiment of the present invention is directed to a Channel Dynamic Multifactor Authentication. This solution provides the capability to select a multifactor authentication channel (e.g., email, SMS, etc.) dynamically based on multiple sources of risk scoring input data. The risk decision engine may determine an optimal lowest risk delivery channel for delivery of a one-time passcode and/or implement an additional or alternative mechanism for user authentication or verification.
    Type: Grant
    Filed: July 31, 2018
    Date of Patent: April 5, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Eric Everson, Benjamin R. Cohen, Tim Skeen, Kurt A. Baskette
  • SYSTEM AND METHOD FOR IMPLEMENTING CHANNEL DYNAMIC MULTIFACTOR AUTHENTICATION
    Publication number: 20200044851
    Abstract: An embodiment of the present invention is directed to a Channel Dynamic Multifactor Authentication. This solution provides the capability to select a multifactor authentication channel (e.g., email, SMS, etc.) dynamically based on multiple sources of risk scoring input data. The risk decision engine may determine an optimal lowest risk delivery channel for delivery of a one-time passcode and/or implement an additional or alternative mechanism for user authentication or verification.
    Type: Application
    Filed: July 31, 2018
    Publication date: February 6, 2020
    Inventors: Eric EVERSON, Benjamin R. COHEN, Tim SKEEN, Kurt A. BASKETTE