Abstract: Systems and techniques to implement a multi-model agent are described herein. When a request corresponding to a session and having a context is received from a user, a large language model (LLM) can be invoked on the request and the context to produce a sequence of actions to complete the request. A first action from a set of available actions cab be selected as a next action along with a first user device from a plurality of user devices to complete the next action. If an indication that the first user device is not available is received, a second action can be selected for the next action on the indication, the request, or the context. A second device can be selected based on the second action and an interface on the second device can be invoked to perform the second action as the next action.

Abstract: A method may include accessing a database of shared resource data structures, a shared resource data structure in the database of shared resource data structures including: shared resource identifier; a plurality of user identifiers; and a plurality of network-enabled computing device identifiers; receiving, using a processing unit, a data value from a network-enabled computing device; matching the network-enabled computing device to the shared resource data structure in the database based on an identifier of the network-enabled computing device; selecting, using the processing unit, a user identifier of the plurality of user identifiers; and modifying an apportionment value in the shared resource data structure associated with the user identifier based on the data value.

Abstract: Various examples are directed to systems and methods for interfacing a computing system to a user. A plurality of financial data is received by a financial services platform, including financial inflow data and financial outflow data for the user of the platform. A financial indicator score is calculated based on an algorithmic analysis of the inflow and outflow data. A financial indicator object is generated by the system, which causes a graphical user interface to be displayed to the user including the financial status indicator representing a pictogram of the financial indicator score. For example, a net-zero indicator can be displayed to the user to gamify the user's understanding of net-zero spending, progress, and achievements, and the system can generate financial services advice to help the user achieve net-zero.

Abstract: A system, method, and computer media are provided for combining and transmitting information to a device and via a channel of a user. The method comprises receiving a plurality of news elements, which are stored in a database. A relevance score is determined of the news elements in the news element database for a plurality of user elements stored in a user portfolio in the memory of the processing system. News elements are selected from the database based on the relevance score. The method further comprises determining at least one of an active device and an active channel of the user, reformatting the selected news elements into story components based on the determined device and channel into story components, and transmitting the story components to the active device and via the active channel of the user.

Abstract: Systems and methods provide for authenticating a user attempting to make a payment using a piezoelectric device are disclosed herein. In an embodiment, the piezoelectric device can be embedded on a credit card, debit card, or other form of payment card and signals generated by the piezoelectric device can be used to authenticate the user when making the payment. For example, the user can squeeze or manipulate the piezoelectric device in a specific predetermined pattern and the resulting electric charge or induced current generated by the piezoelectric device can facilitate transmitting a signal to a point of sale device, and the point of sale device can authenticate the user based on the signal. In other embodiments, the piezoelectric device can contain circuitry and/or logic that can authenticate the user and send a confirmation signal to the point of sale device to authenticate the payment.

Abstract: The provider computing system includes a network interface configured to facilitate communication between the provider computing system, a content source, and a user device. The provider computing system includes a processing system that includes a processor and memory. The memory is structured to store instructions that are executable by the processor to cause the processor to monitor content from the content from the content source to detect relevant content relating to a user, extract a plurality of relevant pieces of content from the monitored content, assemble the relevant pieces of content to create a presentation, generate a recommendation based on the relevant pieces of content, incorporate the recommendation in the presentation, and provide the presentation to the user device.