Patents by Inventor Benny Chi Hwo Pang

Benny Chi Hwo Pang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for providing risk ratings for use in person-to-person transactions
    Patent number: 8086525
    Abstract: Embodiments of the present invention provide a system for determining a risk rating associated with a subject to support a person-to-person transaction. The system includes a profile device in communication with a database that includes personal information and history information associated with the subject. The profile device includes a profile engine stored on a computer-readable medium. The profile engine can access the personal information to authenticate the subject and access the history information to generate a risk rating for the subject. The risk rating is generated by scoring the history information using pre-set criteria. The profile engine can output the risk rating to a reviewer identified by the subject.
    Type: Grant
    Filed: October 31, 2008
    Date of Patent: December 27, 2011
    Assignee: Equifax, Inc.
    Inventors: Christopher Colin Puckett Atwood, Deirdre Alexander McClure, Benny Chi Hwo Pang
  • METHODS AND SYSTEMS FOR PROVIDING RISK RATINGS FOR USE IN PERSON-TO-PERSON TRANSACTIONS
    Publication number: 20090125427
    Abstract: Embodiments of the present invention provide a system for determining a risk rating associated with a subject to support a person-to-person transaction. The system includes a profile device in communication with a database that includes personal information and history information associated with the subject. The profile device includes a profile engine stored on a computer-readable medium. The profile engine can access the personal information to authenticate the subject and access the history information to generate a risk rating for the subject. The risk rating is generated by scoring the history information using pre-set criteria. The profile engine can output the risk rating to a reviewer identified by the subject.
    Type: Application
    Filed: October 31, 2008
    Publication date: May 14, 2009
    Inventors: CHRISTOPHER COLIN PUCKETT ATWOOD, Deirdre Alexander McClure, Benny Chi Hwo Pang