Patents by Inventor Bernie Bilski

Bernie Bilski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Capped bill systems, methods and products
    Publication number: 20040122764
    Abstract: A method of providing one of a good or a service to at least one entity at one of a payment, rate, or price that is capped at a pre-determined amount. The method includes producing an offer for the entity, wherein the offer represents at least one of a capped maximum payment, a capped maximum rate, a capped maximum usage, a capped maximum consumption, or a capped maximum price amount. The method also includes providing the good or service to the entity at one of a payment, rate, or price that may fluctuate, wherein the payment, rate, or price cannot exceed the capped maximum payment, capped maximum rate, capped maximum usage, capped maximum consumption, or capped maximum price amount.
    Type: Application
    Filed: March 27, 2002
    Publication date: June 24, 2004
    Inventors: Bernie Bilski, Teresa Kishlock, Laura S. Lewis, Jim McLaughlin, Vijay Parmar, Rand A. Warsaw
  • Capped bill systems, methods and products having an insurance component
    Publication number: 20030233323
    Abstract: A method of providing one of a good or a service to at least one entity at one of a payment, rate, or price that is capped at a pre-determined amount. The method includes producing an offer for the entity, wherein the offer represents one of a capped maximum payment, a capped maximum rate, or a capped maximum price amount and receiving an insurance premium. The method also includes providing the good or service to the entity at one of a payment, rate, or price that may fluctuate, wherein the payment, rate, or price cannot exceed the capped maximum payment, capped maximum rate, or capped maximum price amount and paying an insurance proceed when an actual price of the good or service exceeds the capped maximum payment, capped maximum rate, or capped maximum price amount.
    Type: Application
    Filed: March 27, 2003
    Publication date: December 18, 2003
    Inventors: Bernie Bilski, Teresa Kishlock, Laura Lewis, Jim McLaughlin, Vijay Parmar, Rand Warsaw