Abstract: A computerized payroll system is provided that includes a server having a processor configured to receive from an employee device or from a manager device, a record indicating a total number of hours worked by an employee during a pay period on shifts at different pay rates. The processor is further configured to determine an average pay rate for the total number of hours and any applicable overtime pay rate. The processor is further configured to calculate a benefit amount for the employee. The processor is further configured to display the calculated benefit, display a selector to redeem the calculated benefit, and receive user input via the selector of a request to redeem a requested portion of the calculated benefit, and responsive to receiving the request, initiate a redemption transaction to transfer the requested portion of the calculated benefit to an account identified by the user.