Patents by Inventor Beth Gallagher

Beth Gallagher has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • DETERMINATION OF RISK FACTORS FOR USE IN A CARD REPLACEMENT PROCESS
    Publication number: 20050261997
    Abstract: Processing requests for financial-related transactions. Upon receiving a communication from a caller, wherein the communication includes a request for a particular financial card, information is obtained from the customer for use in processing the request. A first set of criteria related to the information is evaluated to determine if the request involves potential fraud. Based upon the evaluation of the first set of criteria, a second set of criteria related to the information is selectively evaluated to determine if the request involves potential fraud. An indication of the evaluation is output and used to determine whether to issue the requested financial card.
    Type: Application
    Filed: May 24, 2004
    Publication date: November 24, 2005
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC.
    Inventors: Kenneth Austin, Thomas Callaghan, Ravinder Dhamija, Deborah Dierker, Beth Gallagher, Jeffrey Gass, Tod Johnston, Marcel Leyva, Sedettra Rankin, Guruprasad Shenoy, Mzilikazi Whitfield