Abstract: A apparel stain protector for protecting the front of a user's garment from soiling and staining from spilled food and beverages when eating. The apparel stain protector includes a scarf cover having first and second faces, a pair of end edges, and a pair of side edges extending between the end edges of the scarf cover. The faces of the scarf cover each has a plurality of patches coupled thereto. The patches of the scarf cover each have hook portions of a hook and loop fastener provided thereon for detachable attachment to a fabric material garment of a user to attach the scarf cover to the garment of the user.