Patents by Inventor Beverly Kennedy

Beverly Kennedy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10311207
    Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an estimated explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.
    Type: Grant
    Filed: June 20, 2014
    Date of Patent: June 4, 2019
    Assignee: First Data Corporation
    Inventors: Beverly Kennedy, Robyn Bartlett
  • Patent number: 9898581
    Abstract: Devices, systems, and methods for processing healthcare and financial transactions are provided. A point-of-care terminal for processing a healthcare transaction by a healthcare provider includes a reader configured to read information from a healthcare eligibility and settlement presentation instrument associated with a patient, and a processor configured to process a healthcare transaction based on the information, wherein the healthcare transaction includes at least one of a healthcare eligibility verification transaction and a healthcare settlement transaction.
    Type: Grant
    Filed: April 21, 2014
    Date of Patent: February 20, 2018
    Assignee: First Data Corporation
    Inventors: Renee Elahi Lutzen, George Nauman, David G. Weis, Beverly Kennedy, Robyn Bartlett
  • Publication number: 20140372143
    Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an estimated explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.
    Type: Application
    Filed: June 20, 2014
    Publication date: December 18, 2014
    Applicant: First Data Corporation
    Inventors: Beverly Kennedy, Robyn Bartlett
  • Publication number: 20140316798
    Abstract: Devices, systems, and methods for processing healthcare and financial transactions are provided. A point-of-care terminal for processing a healthcare transaction by a healthcare provider includes a reader configured to read information from a healthcare eligibility and settlement presentation instrument associated with a patient, and a processor configured to process a healthcare transaction based on the information, wherein the healthcare transaction includes at least one of a healthcare eligibility verification transaction and a healthcare settlement transaction.
    Type: Application
    Filed: April 21, 2014
    Publication date: October 23, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: RENEE ELAHI LUTZEN, GEORGE NAUMAN, DAVID G. WEIS, BEVERLY KENNEDY, ROBYN BARTLETT
  • Publication number: 20140304010
    Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an electronic explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.
    Type: Application
    Filed: April 11, 2014
    Publication date: October 9, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: Beverly Kennedy, Robyn Bartlett
  • Patent number: 8788293
    Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an estimated explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.
    Type: Grant
    Filed: June 30, 2006
    Date of Patent: July 22, 2014
    Assignee: First Data Corporation
    Inventors: Beverly Kennedy, Robyn Bartlett
  • Patent number: 8751250
    Abstract: Devices, systems, and methods for processing healthcare and financial transactions are provided. A point-of-care terminal for processing a healthcare transaction by a healthcare provider includes a reader configured to read information from a healthcare eligibility and settlement presentation instrument associated with a patient, and a processor configured to process a healthcare transaction based on the information, wherein the healthcare transaction includes at least one of a healthcare eligibility verification transaction and a healthcare settlement transaction.
    Type: Grant
    Filed: June 14, 2005
    Date of Patent: June 10, 2014
    Assignee: First Data Corporation
    Inventors: Renee Elahi Lutzen, George Nauman, David G. Weis, Beverly Kennedy, Robyn Bartlett
  • Publication number: 20070214005
    Abstract: A system and method for enabling a benefactor to help pay the costs of medical items of a consumer, such as a family member or friend. The benefactor funds a stored value account. A medical card that identifies the account is issued to the consumer. The card is presented to a medical provider or retailer where items are being purchased. A POS terminal is used to enter information concerning the consumer and the purchased item. Coverage under medical plans is determined, and any amount not covered by the medical plans many be paid for using the card.
    Type: Application
    Filed: March 3, 2006
    Publication date: September 13, 2007
    Applicant: First Data Corporation
    Inventor: Beverly Kennedy
  • Publication number: 20070005403
    Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an estimated explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.
    Type: Application
    Filed: June 30, 2006
    Publication date: January 4, 2007
    Applicant: First Data Corporation
    Inventors: Beverly Kennedy, Robyn Bartlett
  • Publication number: 20070005402
    Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an electronic explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.
    Type: Application
    Filed: June 30, 2006
    Publication date: January 4, 2007
    Applicant: First Data Corporation
    Inventors: Beverly Kennedy, Robyn Bartlett
  • Publication number: 20050015280
    Abstract: A method of verifying health insurance coverage eligibility for a patient includes receiving at a host computer system a message from a provider. The message includes a request for an eligibility and coverage information packet. The message identifies at least the patient and the provider. The method also includes using at least a portion of the information in the request to locate a payer associated with the patient and sending a message to a computing system of the payer. The message comprises a request to return to the host computer system the eligibility and coverage information packet. The method also includes receiving the eligibility and coverage information packet from the computing system of the payer and sending the packet to the provider.
    Type: Application
    Filed: May 13, 2004
    Publication date: January 20, 2005
    Applicant: First Data Corporation
    Inventors: Judi Gabel, Robyn Bartlett, Beverly Kennedy, Bradley Winking, George Nauman, Judy Turek
  • Patent number: 5649116
    Abstract: A computer-based system for managing risk among a plurality of accounts, each account having an associated account exposure, has a means for submitting a transaction to a selected account of a plurality of related accounts and a monitoring means, responsive to the submitting means, for determining a combined exposure of the plurality of related accounts associated with the selected account that would result from the submission of a transaction. A means, responsive to the monitoring means, is provided for authorizing the transaction when the combined exposure determined by the monitoring means is less than a first predetermined limit and for denying a submitted transaction when the combined exposure would exceed the first predetermined limit if the transaction were to be authorized. A means is provided for alerting a first officer when the combined exposure determined by the monitoring means would exceed a second predetermined limit if the transaction were to be authorized.
    Type: Grant
    Filed: March 30, 1995
    Date of Patent: July 15, 1997
    Assignee: Servantis Systems, Inc.
    Inventors: Randal A. McCoy, Beverly Kennedy