Patents by Inventor Beverly Lynn Phillips

Beverly Lynn Phillips has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for establishing rates for a property insurance policy
    Patent number: 8015035
    Abstract: Property insurance rates are established by performing calculations for defining a single tier placement dependent upon a combination of mutually exclusive factors based on applicant data. In the case of a renewal policy, the factors include determining a protection class and a previous paid loss history. In the case of a new policy, the factors also include determining an insurance credit score. No single factor is the sole determinant for placement in a tier.
    Type: Grant
    Filed: August 26, 2003
    Date of Patent: September 6, 2011
    Assignee: United Services Automobile Association
    Inventors: Jerromy Laverne Johnson, Deborah Murphy, Mark Allen Garrett, Beverly Lynn Phillips