Abstract: The present invention is directed to a protective covering for shoulder and lap seats belts of motor vehicles, the belts being connected together at a tongue releasably insertable into a latch of a buckle mechanism. The protective covering has a front and a back with a space therebetween for receiving the shoulder and lap belt. The covering has a generally truncated triangular shape with the front and back being joined together along two sides with the third side being open for receiving the shoulder and lap belt. The junction of the two joined sides is provided with an opening to permit the tongue of the seat belt to pass therethrough and engage the latch of the buckle. The covering is capable of distributing forces from the shoulder and lap belts over a larger area of the torso of a user upon the belts exerting a force on a user of the belt.