Abstract: An example method includes receiving a selection of an item; retrieving a user interaction history and a user profile; determining a pattern of user behavior based on the user interaction history and on the user profile; receiving a set of active promotions for the third party; receiving a set of donation-receiving organizations; receiving, from an investment provider, a set of investments; determining an amount of savings based on a comparison of the selected item to the set of active promotions; determining at least one donation-receiving organization and at least one investment based on the pattern of user behavior; and presenting, on a GUI, an interactive element that enables a user to complete a transaction involving the selected item and direct the amount of savings to the at least one determined donation-receiving organization or to the at least one determined investment.

Abstract: An example method includes receiving a request for a transaction; associating the request with a user; receiving, from the user, identification information; retrieving, from a database, first stored authentication information associated with the user; retrieving, from a distributed ledger, second stored authentication information associated with the user; and determining that the received authentication information matches the first stored authentication details and the second stored authentication details and, in response, outputting, by the computing system, a proof of authentication to enable the transaction.

Abstract: There are provided systems and methods for streamlined and privacy protected data flows for entity onboarding with online data platforms. An online transaction processor or other service provider may provide computing services and platforms to entities including merchants for electronic transaction processing and other account services. To onboard entities with the transaction processor, the transaction processor may provide a multistep system that includes allowing entities to specify particular needs of input/output mechanisms, configure interface buttons having a wrapper layer, and submit feedback on error logs. The transaction processor may also provide a masking service to detect, mask, and notify the entity of sensitive data exposures during onboarding and usage of merchant systems. Additionally, the transaction processor may provide a sandbox environment for the entity to test different accounts having different permissions.

Abstract: Techniques are disclosed relating to the automated capture and reporting of user-verification metric data. In various embodiments, a server system may maintain a set of user-verification rules usable to verify an identity of a user requesting to perform operations via a service provided by the server system. In response to receiving an updated rule definition for a particular user-verification rule, the server system may automatically generate an updated schema for the particular user-verification rule, where the updated schema specifies a structure of event messages used to documents uses of the particular user-verification rule by a user-verification service. The server system may then receive information corresponding to a particular use of the particular user-verification rule and, using the updated schema, generate an event message to document the particular use of the particular user-verification rule.