Patents by Inventor Bipinkumar G. Parmar

Bipinkumar G. Parmar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment
    Patent number: 6016484
    Abstract: An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a password to avoid unauthorized payments. A certificate form must be completed in order to obtain an instrument. The certificate form obtains the information necessary for creating a certificate granting authority to utilize an instrument, a payment holder and a complete electronic wallet. Electronic approval results in the generation of an electronic transaction to complete the order. If a user selects a particular certificate, a particular payment instrument holder will be generated based on the selected certificate.
    Type: Grant
    Filed: April 26, 1996
    Date of Patent: January 18, 2000
    Assignee: VeriFone, Inc.
    Inventors: Humphrey Williams, Kevin Hughes, Bipinkumar G. Parmar
  • System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce
    Patent number: 5963924
    Abstract: An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a password to avoid unauthorized payments. An appropriate indicia such as color, an icon or other information associated with the display screen will be used to communicate security authorization for a particular instrument, payment instrument or payment instrument holder. When access is authorized, a graphical representation of the payment instruments is presented on the display to enable a user to select a payment method of their choice. Once a payment instrument is selected, a summary of the goods for purchase are presented to the user and the user enters their electronic approval for the transaction or cancels the transaction.
    Type: Grant
    Filed: April 26, 1996
    Date of Patent: October 5, 1999
    Assignee: VeriFone, Inc.
    Inventors: Humphrey Williams, Kevin Hughes, Bipinkumar G. Parmar
  • System, method and article of manufacture for network electronic authorization utilizing an authorization instrument
    Patent number: 5815657
    Abstract: An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a password to avoid unauthorized payments. When access is authorized, a graphical representation of the payment instruments is presented on the display to enable a user to select a payment method of their choice. Once a payment instrument is selected, a summary of the goods for purchase are presented to the user and the user enters an electronic approval for the transaction or cancels the transaction. Electronic approval results in the generation of an electronic transaction to complete the order.
    Type: Grant
    Filed: April 26, 1996
    Date of Patent: September 29, 1998
    Assignee: VeriFone, Inc.
    Inventors: Humphrey Williams, Kevin Hughes, Bipinkumar G. Parmar