Patents by Inventor Blake Earl Hayward
Blake Earl Hayward has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9116763Abstract: A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network.Type: GrantFiled: March 2, 2010Date of Patent: August 25, 2015Assignee: Yodlee.com, Inc.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Greene Scott, Senthil Kumar Pandurangan
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Patent number: 8769133Abstract: A system for authentication has an Internet-connected server providing services and software executing on the server from a non-transitory physical medium. The software provides a function for receiving a request for authentication from a person seeking service at the server, a function for requesting by the server one or more username/password pairs used for log-in for the person at one or more Internet sites remote from the server, a function for logging in by the server at the remote site or sites on behalf of the person, using the username/password pair or pairs provided by the person, and a function for authenticating the person at the server for interaction with the server.Type: GrantFiled: March 11, 2011Date of Patent: July 1, 2014Assignee: Yodlee.com, Inc.Inventor: Blake Earl Hayward
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Patent number: 8560450Abstract: A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link, an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.Type: GrantFiled: January 13, 2012Date of Patent: October 15, 2013Assignee: Yodlee.com, Inc.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Patent number: 8224747Abstract: In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.Type: GrantFiled: April 19, 2010Date of Patent: July 17, 2012Assignee: Yodlee.com, Inc.Inventors: Srihari Kumar, Suman Kumar Inala, Jennifer Scott, Blake Earl Hayward, Satyen Desai
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Publication number: 20120116969Abstract: A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link, an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.Type: ApplicationFiled: January 13, 2012Publication date: May 10, 2012Applicant: YODLEE.COM, INC.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Patent number: 8145554Abstract: An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides direct linking between the server and two or more financial enterprises hosting each at least one financial account for a specific user and having an interactive interface through which the user may interact with his/her account, direct linking between the server and one or more third-party enterprises providing interactive interfaces through which the user may access and interact with one or more of the financial accounts at the financial enterprises, and tracking functionality whereby the server tracks activity by the user at any of the interactive interfaces through which the user may interact with one of the financial accounts. The server propagates any change made in an account by the user at any one of the interactive interfaces to the sites hosting the other interactive interfaces.Type: GrantFiled: July 22, 2011Date of Patent: March 27, 2012Assignee: Yodlee.com, IncInventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Patent number: 8103587Abstract: A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.Type: GrantFiled: March 28, 2011Date of Patent: January 24, 2012Assignee: Yodlee.com, Inc.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Publication number: 20110282782Abstract: An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides direct linking between the server and two or more financial enterprises hosting each at least one financial account for a specific user and having an interactive interface through which the user may interact with his/her account, direct linking between the server and one or more third-party enterprises providing interactive interfaces through which the user may access and interact with one or more of the financial accounts at the financial enterprises, and tracking functionality whereby the server tracks activity by the user at any of the interactive interfaces through which the user may interact with one of the financial accounts. The server propagates any change made in an account by the user at any one of the interactive interfaces to the sites hosting the other interactive interfaces.Type: ApplicationFiled: July 22, 2011Publication date: November 17, 2011Applicant: YODLEE.COM, INC.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Patent number: 7991673Abstract: A system for updating parameters of financial transactions associated with financial services initiated and completed on behalf of or directly by a user through access to a data-packet-network into more than one electronic interface accessible to the user is provided. The system comprises, a main electronic interface supported by back-end software, the main interface for registering all user accounts into at least one portfolio group, the accounts accessible in detail through the main interface, at least one cobranded electronic interface supported by back-end software, the cobranded interface mirroring the accounts registered in the main electronic interface and a plurality of institution-specific electronic interfaces for providing direct account registration, reporting, and maintenance specific to accounts provided by the associated institutions.Type: GrantFiled: November 18, 2009Date of Patent: August 2, 2011Assignee: Yodlee.comInventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Publication number: 20110173119Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided.Type: ApplicationFiled: March 28, 2011Publication date: July 14, 2011Applicant: YODLEE.COM, INC.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Publication number: 20110162052Abstract: A system for authentication has an Internet-connected server providing services and software executing on the server from a non-transitory physical medium. The software provides a function for receiving a request for authentication from a person seeking service at the server, a function for requesting by the server one or more username/password pairs used for log-in for the person at one or more Internet sites remote from the server, a function for logging in by the server at the remote site or sites on behalf of the person, using the username/password pair or pairs provided by the person, and a function for authenticating the person at the server for interaction with the server.Type: ApplicationFiled: March 11, 2011Publication date: June 30, 2011Inventor: Blake Earl Hayward
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Patent number: 7937325Abstract: A server on a data network including software for providing a bill payment service for a user comprising a bill-payment module for navigating to the user's multiple data sources on the data network collecting and aggregating data on behalf of the user comprising, a main interface for listing the bills due and payment accounts of the user, a plurality of links enabling viewing and manipulation of bill history, recurring payments, and automated transfer of funds between registered accounts and a link for viewing calendar data. The system further provides a plurality of drop-down menus wherein each menu is associated with a listed bill, the menus providing a plurality of selectable, interactive options for viewing, managing and paying a bill and a link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface.Type: GrantFiled: February 16, 2001Date of Patent: May 3, 2011Assignee: Yodlee.com, Inc.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Patent number: 7933834Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided.Type: GrantFiled: July 13, 2009Date of Patent: April 26, 2011Assignee: Yodlee.com, Inc.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Patent number: 7930411Abstract: A networked-based system for providing online verification of users applying for third-party services available through the network is provided. The system employs a first server node connected to the network for offering application to third-party services through the network, a user node connected the network for accessing the first server node and applying for third-party services, a second server node connected to the network and accessible from the first server node, the second server node for processing verification requests communicated from the first server node, a third server node connected the network and accessible from the second server node, the third server node for navigating on the network by proxy according to navigation requests communicated from the second server node and a data repository accessible at least to the second server node for storing data about users being verified.Type: GrantFiled: September 14, 2000Date of Patent: April 19, 2011Assignee: Yodlee.com, Inc.Inventor: Blake Earl Hayward
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Publication number: 20100257094Abstract: A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network.Type: ApplicationFiled: March 2, 2010Publication date: October 7, 2010Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Greene Scott, Senthil Kumar Pandurangan
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Publication number: 20100205065Abstract: In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.Type: ApplicationFiled: April 19, 2010Publication date: August 12, 2010Applicant: YODLEE.COM, INC.Inventors: Srihari Kumar, Suman Kumar Inala, Jennifer Green Scott, Blake Earl Hayward, Satyen Desai
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Publication number: 20100185556Abstract: A system for updating parameters of financial transactions associated with financial services initiated and completed on behalf of or directly by a user through access to a data-packet-network into more than one electronic interface accessible to the user is provided. The system comprises, a main electronic interface supported by back-end software, the main interface for registering all user accounts into at least one portfolio group, the accounts accessible in detail through the main interface, at least one cobranded electronic interface supported by back-end software, the cobranded interface mirroring the accounts registered in the main electronic interface and a plurality of institution-specific electronic interfaces for providing direct account registration, reporting, and maintenance specific to accounts provided by the associated institutions.Type: ApplicationFiled: November 18, 2009Publication date: July 22, 2010Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
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Patent number: 7734541Abstract: In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.Type: GrantFiled: May 10, 2001Date of Patent: June 8, 2010Assignee: Yodlee.com, Inc.Inventors: Srihari Kumar, Jennifer Greene Scott, Blake Earl Hayward, Satyen Desai
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Patent number: 7685525Abstract: A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network.Type: GrantFiled: July 14, 2004Date of Patent: March 23, 2010Assignee: Yodlee.com, IncInventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Greene Scott, Senthil Kumar Pandurangan
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Patent number: 7672879Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interface operated on a data-packet-network is provided. The data sources are available for direct network-access through multiple access points available from within the interface.Type: GrantFiled: October 27, 2000Date of Patent: March 2, 2010Assignee: Yodlee.com, Inc.Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jenny Scott, Senthil Kumar Pandurangan