Patents by Inventor Blake Earl Hayward

Blake Earl Hayward has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9116763
    Abstract: A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network.
    Type: Grant
    Filed: March 2, 2010
    Date of Patent: August 25, 2015
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Greene Scott, Senthil Kumar Pandurangan
  • Patent number: 8769133
    Abstract: A system for authentication has an Internet-connected server providing services and software executing on the server from a non-transitory physical medium. The software provides a function for receiving a request for authentication from a person seeking service at the server, a function for requesting by the server one or more username/password pairs used for log-in for the person at one or more Internet sites remote from the server, a function for logging in by the server at the remote site or sites on behalf of the person, using the username/password pair or pairs provided by the person, and a function for authenticating the person at the server for interaction with the server.
    Type: Grant
    Filed: March 11, 2011
    Date of Patent: July 1, 2014
    Assignee: Yodlee.com, Inc.
    Inventor: Blake Earl Hayward
  • Patent number: 8560450
    Abstract: A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link, an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.
    Type: Grant
    Filed: January 13, 2012
    Date of Patent: October 15, 2013
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 8224747
    Abstract: In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.
    Type: Grant
    Filed: April 19, 2010
    Date of Patent: July 17, 2012
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Suman Kumar Inala, Jennifer Scott, Blake Earl Hayward, Satyen Desai
  • Publication number: 20120116969
    Abstract: A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link, an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.
    Type: Application
    Filed: January 13, 2012
    Publication date: May 10, 2012
    Applicant: YODLEE.COM, INC.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 8145554
    Abstract: An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides direct linking between the server and two or more financial enterprises hosting each at least one financial account for a specific user and having an interactive interface through which the user may interact with his/her account, direct linking between the server and one or more third-party enterprises providing interactive interfaces through which the user may access and interact with one or more of the financial accounts at the financial enterprises, and tracking functionality whereby the server tracks activity by the user at any of the interactive interfaces through which the user may interact with one of the financial accounts. The server propagates any change made in an account by the user at any one of the interactive interfaces to the sites hosting the other interactive interfaces.
    Type: Grant
    Filed: July 22, 2011
    Date of Patent: March 27, 2012
    Assignee: Yodlee.com, Inc
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 8103587
    Abstract: A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.
    Type: Grant
    Filed: March 28, 2011
    Date of Patent: January 24, 2012
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Publication number: 20110282782
    Abstract: An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides direct linking between the server and two or more financial enterprises hosting each at least one financial account for a specific user and having an interactive interface through which the user may interact with his/her account, direct linking between the server and one or more third-party enterprises providing interactive interfaces through which the user may access and interact with one or more of the financial accounts at the financial enterprises, and tracking functionality whereby the server tracks activity by the user at any of the interactive interfaces through which the user may interact with one of the financial accounts. The server propagates any change made in an account by the user at any one of the interactive interfaces to the sites hosting the other interactive interfaces.
    Type: Application
    Filed: July 22, 2011
    Publication date: November 17, 2011
    Applicant: YODLEE.COM, INC.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 7991673
    Abstract: A system for updating parameters of financial transactions associated with financial services initiated and completed on behalf of or directly by a user through access to a data-packet-network into more than one electronic interface accessible to the user is provided. The system comprises, a main electronic interface supported by back-end software, the main interface for registering all user accounts into at least one portfolio group, the accounts accessible in detail through the main interface, at least one cobranded electronic interface supported by back-end software, the cobranded interface mirroring the accounts registered in the main electronic interface and a plurality of institution-specific electronic interfaces for providing direct account registration, reporting, and maintenance specific to accounts provided by the associated institutions.
    Type: Grant
    Filed: November 18, 2009
    Date of Patent: August 2, 2011
    Assignee: Yodlee.com
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Publication number: 20110173119
    Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided.
    Type: Application
    Filed: March 28, 2011
    Publication date: July 14, 2011
    Applicant: YODLEE.COM, INC.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Publication number: 20110162052
    Abstract: A system for authentication has an Internet-connected server providing services and software executing on the server from a non-transitory physical medium. The software provides a function for receiving a request for authentication from a person seeking service at the server, a function for requesting by the server one or more username/password pairs used for log-in for the person at one or more Internet sites remote from the server, a function for logging in by the server at the remote site or sites on behalf of the person, using the username/password pair or pairs provided by the person, and a function for authenticating the person at the server for interaction with the server.
    Type: Application
    Filed: March 11, 2011
    Publication date: June 30, 2011
    Inventor: Blake Earl Hayward
  • Patent number: 7937325
    Abstract: A server on a data network including software for providing a bill payment service for a user comprising a bill-payment module for navigating to the user's multiple data sources on the data network collecting and aggregating data on behalf of the user comprising, a main interface for listing the bills due and payment accounts of the user, a plurality of links enabling viewing and manipulation of bill history, recurring payments, and automated transfer of funds between registered accounts and a link for viewing calendar data. The system further provides a plurality of drop-down menus wherein each menu is associated with a listed bill, the menus providing a plurality of selectable, interactive options for viewing, managing and paying a bill and a link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface.
    Type: Grant
    Filed: February 16, 2001
    Date of Patent: May 3, 2011
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 7933834
    Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided.
    Type: Grant
    Filed: July 13, 2009
    Date of Patent: April 26, 2011
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 7930411
    Abstract: A networked-based system for providing online verification of users applying for third-party services available through the network is provided. The system employs a first server node connected to the network for offering application to third-party services through the network, a user node connected the network for accessing the first server node and applying for third-party services, a second server node connected to the network and accessible from the first server node, the second server node for processing verification requests communicated from the first server node, a third server node connected the network and accessible from the second server node, the third server node for navigating on the network by proxy according to navigation requests communicated from the second server node and a data repository accessible at least to the second server node for storing data about users being verified.
    Type: Grant
    Filed: September 14, 2000
    Date of Patent: April 19, 2011
    Assignee: Yodlee.com, Inc.
    Inventor: Blake Earl Hayward
  • Publication number: 20100257094
    Abstract: A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network.
    Type: Application
    Filed: March 2, 2010
    Publication date: October 7, 2010
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Greene Scott, Senthil Kumar Pandurangan
  • Publication number: 20100205065
    Abstract: In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.
    Type: Application
    Filed: April 19, 2010
    Publication date: August 12, 2010
    Applicant: YODLEE.COM, INC.
    Inventors: Srihari Kumar, Suman Kumar Inala, Jennifer Green Scott, Blake Earl Hayward, Satyen Desai
  • Publication number: 20100185556
    Abstract: A system for updating parameters of financial transactions associated with financial services initiated and completed on behalf of or directly by a user through access to a data-packet-network into more than one electronic interface accessible to the user is provided. The system comprises, a main electronic interface supported by back-end software, the main interface for registering all user accounts into at least one portfolio group, the accounts accessible in detail through the main interface, at least one cobranded electronic interface supported by back-end software, the cobranded interface mirroring the accounts registered in the main electronic interface and a plurality of institution-specific electronic interfaces for providing direct account registration, reporting, and maintenance specific to accounts provided by the associated institutions.
    Type: Application
    Filed: November 18, 2009
    Publication date: July 22, 2010
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 7734541
    Abstract: In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.
    Type: Grant
    Filed: May 10, 2001
    Date of Patent: June 8, 2010
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Jennifer Greene Scott, Blake Earl Hayward, Satyen Desai
  • Patent number: 7685525
    Abstract: A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network.
    Type: Grant
    Filed: July 14, 2004
    Date of Patent: March 23, 2010
    Assignee: Yodlee.com, Inc
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Greene Scott, Senthil Kumar Pandurangan
  • Patent number: 7672879
    Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interface operated on a data-packet-network is provided. The data sources are available for direct network-access through multiple access points available from within the interface.
    Type: Grant
    Filed: October 27, 2000
    Date of Patent: March 2, 2010
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jenny Scott, Senthil Kumar Pandurangan