Patents by Inventor Bob Joubert

Bob Joubert has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Alterable account number
    Patent number: 8812385
    Abstract: Embodiments of the invention are directed to apparatuses, systems, and methods that allow for personalized data to be embedded in a primary account number associated with a consumer device. In one embodiment, a consumer device comprises a body and personalized data embedded into a primary account number, associated with the body. The primary account number includes a bank identification number and the bank identification number and the personalized data overlap.
    Type: Grant
    Filed: December 13, 2012
    Date of Patent: August 19, 2014
    Assignee: Visa International Service Association
    Inventors: Bob Joubert, Vikram Modi, Shantnu Singh, Kenneth Cheng, Mennie Co So
  • Alterable account number
    Patent number: 8712889
    Abstract: Embodiments of the invention are directed to apparatuses, systems, and methods that allow for personalized data to be embedded in a primary account number associated with a consumer device. In one embodiment, a consumer device comprises a body and personalized data embedded into a primary account number, associated with the body. The primary account number includes a bank identification number and the bank identification number and the personalized data overlap.
    Type: Grant
    Filed: January 6, 2010
    Date of Patent: April 29, 2014
    Assignee: Visa International Service Association
    Inventors: Vikram Modi, Shantnu Singh, Bob Joubert, Kenneth Cheng, Mennie Co So
  • ALTERABLE ACCOUNT NUMBER
    Publication number: 20130144787
    Abstract: Embodiments of the invention are directed to apparatuses, systems, and methods that allow for personalized data to be embedded in a primary account number associated with a consumer device. In one embodiment, a consumer device comprises a body and personalized data embedded into a primary account number, associated with the body. The primary account number includes a bank identification number and the bank identification number and the personalized data overlap.
    Type: Application
    Filed: December 13, 2012
    Publication date: June 6, 2013
    Inventors: Bob Joubert, Vikram Modi, Shantnu Singh, Kenneth Cheng, Mennie Co So
  • ALTERABLE ACCOUNT NUMBER
    Publication number: 20100287085
    Abstract: Embodiments of the invention are directed to apparatuses, systems, and methods that allow for personalized data to be embedded in a primary account number associated with a consumer device. In one embodiment, a consumer device comprises a body and personalized data embedded into a primary account number, associated with the body. The primary account number includes a bank identification number and the bank identification number and the personalized data overlap.
    Type: Application
    Filed: January 6, 2010
    Publication date: November 11, 2010
    Inventors: Bob Joubert, Kenneth Cheng, Shantnu Singh, Vikram Modi, Mennie Co So