Patents by Inventor Bobby G. Roach

Bobby G. Roach has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Bill Payment Methods
    Publication number: 20100131396
    Abstract: A method for paying bills is provided. The method includes receiving a list of creditors from a customer, calculating an average of a customer's periodic bills from the creditors, paying the periodic bills of the creditor on behalf of the customer, and charging the customer average periodic payments. The method may further include charging the customer a fee in addition to the average periodic payments. In one aspect, the customer makes periodic payments to a bill servicing entity. In another aspect, the bill servicing entity receives a monthly check on behalf of the customer, and then pays the customer an allowance after the averaged periodic payments are deducted.
    Type: Application
    Filed: January 5, 2010
    Publication date: May 27, 2010
    Inventor: Bobby G. Roach
  • Bill Payment Methods
    Publication number: 20080091597
    Abstract: A method for paying bills is provided. The method includes receiving a list of creditors from a customer, calculating an average of a customer's periodic bills from the creditors, paying the periodic bills of the creditor on behalf of the customer, and charging the customer average periodic payments. The method may further include charging the customer a fee in addition to the average periodic payments. In one aspect, the customer makes periodic payments to a bill servicing entity. In another aspect, the bill servicing entity receives a monthly check on behalf of the customer, and then pays the customer an allowance after the averaged periodic payments are deducted.
    Type: Application
    Filed: October 9, 2007
    Publication date: April 17, 2008
    Inventor: Bobby G. Roach