Patents by Inventor Bogdan E. Popescu

Bogdan E. Popescu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Optimizing portfolios of financial instruments
    Patent number: 8401950
    Abstract: A decision model is applied to a set of current data from a mortgage portfolio to generate a first portfolio metric. The decision model is formed from a network of a plurality of predictive models that are trained on historical data derived from a plurality of mortgage account profiles for a plurality of mortgages within the mortgage portfolio. One or more of the predictive models is an action-based predictive model allowing modification of at least one attribute affecting performance of the mortgage portfolio. One or more of the attributes can be modified and a second portfolio metric can then be optimized, using the decision model, in light of at least one constraint (which can be user-defined). Related techniques, apparatus, systems, and articles are described.
    Type: Grant
    Filed: January 25, 2010
    Date of Patent: March 19, 2013
    Assignee: Fair Isaac Corporation
    Inventors: Chisoo S. Lyons, Eric C. Wells, Lu Gao, Bogdan E. Popescu
  • OPTIMIZING PORTFOLIOS OF FINANCIAL INSTRUMENTS
    Publication number: 20110184884
    Abstract: A decision model is applied to a set of current data from a mortgage portfolio to generate a first portfolio metric. The decision model is formed from a network of a plurality of predictive models that are trained on historical data derived from a plurality of mortgage account profiles for a plurality of mortgages within the mortgage portfolio. One or more of the predictive models is an action-based predictive model allowing modification of at least one attribute affecting performance of the mortgage portfolio. One or more of the attributes can be modified and a second portfolio metric can then be optimized, using the decision model, in light of at least one constraint (which can be user-defined). Related techniques, apparatus, systems, and articles are described.
    Type: Application
    Filed: January 25, 2010
    Publication date: July 28, 2011
    Inventors: Chisoo S. Lyons, Eric C. Wells, Lu Gao, Bogdan E. Popescu