Patents by Inventor Bonnie Neal

Bonnie Neal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Population of application
    Patent number: 8639615
    Abstract: Methods and systems for populating an application are described. Data for an application is accessed, including transactional data associated with a user from a computerized database in a system. Systems and methods operate to automatically populate a financial application data structure in a computer using the transactional data stored in the computerized database. In an example, these systems and methods operate to determine a lending decision by the institution on the transactional data without purchasing a third party credit score. In an example, a financial notification is triggered using the automatically populated financial application data structure.
    Type: Grant
    Filed: May 4, 2009
    Date of Patent: January 28, 2014
    Assignee: United Services Automobile Association (USAA)
    Inventor: Bonnie Neal