Abstract: A system includes an insurance claim processing circuit having instructions to receive an insurance claim payment request based on an insurance claim regarding an insured entity, evaluate the insurance claim payment request, receive a work progress indicator directly from a contractor device that is operated by a contractor and not the insured entity, the work progress indicator regarding a repair of an insured object associated with the insurance claim payment request, in response to determining a claim amount in the insurance claim payment request is above a predetermined threshold, generate and provide an authorization request including a request to confirm an identity of the contractor, and in response receiving a confirmation of the identity of the contractor, cause dispersal of an amount of funds based on the insurance claim payment request to the insured entity.

Abstract: Systems, methods, and apparatuses for processing multi-party insurance claim payouts are provided. A method includes receiving, by a processing circuit, an electronic insurance claim payment request based on an insurance claim regarding an insured entity; evaluating, by the processing circuit, the electronic insurance claim payment request; and facilitating, by the processing circuit, a dispersal of an amount of funds based on the electronic insurance claim payment request to the insured entity.

Abstract: The present invention provides a closure for a container having a generally planar top adapted to enclose the opening of a container, a sealable opening, a closure adapted to seal the opening and hingedly movable between a first sealed position and a second opened position, a generally planar tab having a first end pivotably connected to the planar top and axially rotatable between a first position where the planar tab is aligned to generally occlude the sealable opening and a generally opposed second position, such that the planar tab is secured in the first position and the planar tab can be axially rotatable between the first position and the second position upon application of an axial rotational force to the second end of the planar tab.

Abstract: Assays for diagnosing or monitoring a disease of interest are provided. The assays detect disease modified bjomolecules (DMBs) in a direct manner by the sequential use of agents with differing specificities. In an exemplary embodiment, the agents are antibodies and the first antibody is specific for a biomolecule that may be modified during the course of 10 the disease, and detects such biomolecules, whether modified or not The second antibody detects only biomolecules that have been modified.

Abstract: A profiled panel (10) is disclosed. The profiled panel (10) is formed from sheet material. The panel (10) has a plurality of fixed longitudinally extending formations (12) that provide one or more base characteristics of the panel (10), and at least one variable longitudinal formation (22). The variable longitudinal formations (22) are arranged to vary from one panel to another panel. This enables the variance of a width dimension (28) of the panel (10). A profiled panel is also disclosed that includes at least one edge member which is profiled to receive and/or form part of said wall fixture.

Abstract: A method of fixing overlaying components together, comprising the step of piercing nails having a profiled shank through the components to fix those components together. Structures including metal sheet are also disclosed which utilize this fixing technique. The structures include composite wall panels used in tilt up wall panel construction.

Abstract: A method of fixing overlaying components together, comprising the step of piercing nails having a profiled shank through the components to fix those components together. Structures including metal sheet are also disclosed which utilize this fixing technique. The structures include composite wall panels used in tilt up wall panel construction.

Abstract: A composite panel comprising a layer of hardened settable material, at least one element bonded to and/or embedded in the settable material, and one or more connectors fixed to the at least one element, the or each connector comprises a coupling portion that is disposed at a surface of the panel and arranged to form one part of a load bearing coupling, wherein loading induced at the coupling is arranged to be transferred through the connector to the element.

Abstract: A panel comprising one or more decking members is arranged such that a settable material can be supported thereon to form a composite panel. The panel further comprises one or more elongate strengthening elements, each element being arranged to connect to the one or more decking members in a manner such that the one or more elements increase panel strength.

Abstract: A profiled panel (10) is disclosed. The profiled panel (10) is formed from sheet material. The panel (10) has a plurality of fixed longitudinally extending formations (12) that provide one or more base characteristics of the panel (10), and at least one variable longitudinal formation (22). The variable longitudinal formations (22) are arranged to vary from one panel to another panel. This enables the variance of a width dimension (28) of the panel (10). A profiled panel is also disclosed that includes at least one edge member which is profiled to receive and/or form part of said wall fixture.

Abstract: An extender device having a base frame with two ends. There is at least one extendable arm that extends from one of the ends of the base frame that allows the bed extender to move from a retracted to an extended position. The length of the bed extender can be set by a locking mechanism located on the base frame that can be used to lock the extendable arm in position. The bed extender can be used to divide a storage compartment or it can be used to extend the length of the pick-up truck bed by using the extendable arms and a pivot mechanism connected to the extendable arms.

Abstract: A latch transfer mechanism is provided, including a tailgate having a first handle and a second handle, a lifter connected to a housing, a striker for selectively receiving a cable transfer pin, with the cable transfer pin operably associated with the lifter, and a connector connected to the cable transfer pin, which is also connected to the tailgate. The present invention also includes an actuating rod for actuating the lifter such that when the first handle is actuated, the housing, lifter, and actuating rod, will separate from the striker, and the cable transfer pin will remain received by the striker, allowing the connector to support the tailgate. When the second handle is actuated, the actuating rod will cause the lifter to pivot in relation to the housing, lifting the cable transfer pin out of the striker, allowing the lifter, actuating rod, and cable transfer pin to separate from the striker.

Abstract: The invention comprises a method of providing reward-compensated advertising, comprising: a) registering one or more advertisers with a service provider; b) registering one or more users with the service provider; c) selecting individual users to view content from individual advertisers based on the reward level set by the individual user; and d) compensating the individual user for viewing the advertising content based on the reward level set by the advertiser.

Abstract: The present invention relates to a hood rod retention mechanism having a component, at least one extension, and a hood rod. The at least one extension is integrated into the component and has a base that extends from a surface of the component and a top. The hood rod is retained by the at least one extension when the hood rod is adjacent the at least one extension.

Abstract: A latch transfer mechanism is provided, including a tailgate having a first handle and a second handle, a lifter connected to a housing, a striker for selectively receiving a cable transfer pin, with the cable transfer pin operably associated with the lifter, and a connector connected to the cable transfer pin, which is also connected to the tailgate. The present invention also includes an actuating rod for actuating the lifter such that when the first handle is actuated, the housing, lifter, and actuating rod, will separate from the striker, and the cable transfer pin will remain received by the striker, allowing the connector to support the tailgate. When the second handle is actuated, the actuating rod will cause the lifter to pivot in relation to the housing, lifting the cable transfer pin out of the striker, allowing the lifter, actuating rod, and cable transfer pin to separate from the striker.

Abstract: An extender device having a base frame with two ends. There is at least one extendable arm that extends from one of the ends of the base frame that allows the bed extender to move from a retracted to an extended position. The length of the bed extender can be set by a locking mechanism located on the base frame that can be used to lock the extendable arm in position. The bed extender can be used to divide a storage compartment or it can be used to extend the length of the pick-up truck bed by using the extendable arms and a pivot mechanism connected to the extendable arms.