Patents by Inventor Brad X. Lucas
Brad X. Lucas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11100481Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.Type: GrantFiled: July 24, 2019Date of Patent: August 24, 2021Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee
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Publication number: 20190347632Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.Type: ApplicationFiled: July 24, 2019Publication date: November 14, 2019Applicant: JPMorgan Chase Bank, N.A.Inventors: Brad X. LUCAS, John HSIEH, Ravi ACHARYA, Sih LEE
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Patent number: 10460315Abstract: A computer-implemented remote control method and system are disclosed for providing financial account security to prevent unauthorized use of the financial account. The method may include providing, for an account holder device, a graphical user interface for facilitating automatic activation and deactivation of the financial account and receiving over a network from the account holder device, an account holder command entered through the provided graphical user interface. The method may additionally include authenticating the account holder command and processing the account holder command entered through the provided graphical user interface using a command processing engine including computer processing components, the command processing engine changing an account status from an active state to an inactive state or from an inactive state to an active state in accordance with the received command.Type: GrantFiled: September 15, 2014Date of Patent: October 29, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Rick Starbuck, Jaeson Paul, Brad X. Lucas, Ravi Acharya
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Patent number: 10402800Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.Type: GrantFiled: April 22, 2013Date of Patent: September 3, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee
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Publication number: 20150006398Abstract: A computer-implemented remote control method and system are disclosed for providing financial account security to prevent unauthorized use of the financial account. The method may include providing, for an account holder device, a graphical user interface for facilitating automatic activation and deactivation of the financial account and receiving over a network from the account holder device, an account holder command entered through the provided graphical user interface. The method may additionally include authenticating the account holder command and processing the account holder command entered through the provided graphical user interface using a command processing engine including computer processing components, the command processing engine changing an account status from an active state to an inactive state or from an inactive state to an active state in accordance with the received command.Type: ApplicationFiled: September 15, 2014Publication date: January 1, 2015Inventors: Rick Starbuck, Jaeson Paul, Brad X. Lucas, Ravi Acharya
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Patent number: 8868458Abstract: A computer-implemented remote control method and system are disclosed for providing financial account security to prevent unauthorized use of the financial account. The method may include providing, for an account holder device, a graphical user interface for facilitating automatic activation and deactivation of the financial account and receiving over a network from the account holder device, an account holder command entered through the provided graphical user interface. The method may additionally include authenticating the account holder command and processing the account holder command entered through the provided graphical user interface using a command processing engine including computer processing components, the command processing engine changing an account status from an active state to an inactive state or from an inactive state to an active state in accordance with the received command.Type: GrantFiled: August 18, 2010Date of Patent: October 21, 2014Inventors: Rick Starbuck, Jaeson Paul, Brad X. Lucas, Ravi Acharya
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Publication number: 20130246264Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.Type: ApplicationFiled: April 22, 2013Publication date: September 19, 2013Applicant: JPMorgan Chase Bank, N.A.Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee
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Patent number: 8494961Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.Type: GrantFiled: October 14, 2010Date of Patent: July 23, 2013Assignee: JPMorgan Chase Bank, N.A.Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee