Patents by Inventor Brad X. Lucas

Brad X. Lucas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11100481
    Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.
    Type: Grant
    Filed: July 24, 2019
    Date of Patent: August 24, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee
  • Publication number: 20190347632
    Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.
    Type: Application
    Filed: July 24, 2019
    Publication date: November 14, 2019
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Brad X. LUCAS, John HSIEH, Ravi ACHARYA, Sih LEE
  • Patent number: 10460315
    Abstract: A computer-implemented remote control method and system are disclosed for providing financial account security to prevent unauthorized use of the financial account. The method may include providing, for an account holder device, a graphical user interface for facilitating automatic activation and deactivation of the financial account and receiving over a network from the account holder device, an account holder command entered through the provided graphical user interface. The method may additionally include authenticating the account holder command and processing the account holder command entered through the provided graphical user interface using a command processing engine including computer processing components, the command processing engine changing an account status from an active state to an inactive state or from an inactive state to an active state in accordance with the received command.
    Type: Grant
    Filed: September 15, 2014
    Date of Patent: October 29, 2019
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Rick Starbuck, Jaeson Paul, Brad X. Lucas, Ravi Acharya
  • Patent number: 10402800
    Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.
    Type: Grant
    Filed: April 22, 2013
    Date of Patent: September 3, 2019
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee
  • Publication number: 20150006398
    Abstract: A computer-implemented remote control method and system are disclosed for providing financial account security to prevent unauthorized use of the financial account. The method may include providing, for an account holder device, a graphical user interface for facilitating automatic activation and deactivation of the financial account and receiving over a network from the account holder device, an account holder command entered through the provided graphical user interface. The method may additionally include authenticating the account holder command and processing the account holder command entered through the provided graphical user interface using a command processing engine including computer processing components, the command processing engine changing an account status from an active state to an inactive state or from an inactive state to an active state in accordance with the received command.
    Type: Application
    Filed: September 15, 2014
    Publication date: January 1, 2015
    Inventors: Rick Starbuck, Jaeson Paul, Brad X. Lucas, Ravi Acharya
  • Patent number: 8868458
    Abstract: A computer-implemented remote control method and system are disclosed for providing financial account security to prevent unauthorized use of the financial account. The method may include providing, for an account holder device, a graphical user interface for facilitating automatic activation and deactivation of the financial account and receiving over a network from the account holder device, an account holder command entered through the provided graphical user interface. The method may additionally include authenticating the account holder command and processing the account holder command entered through the provided graphical user interface using a command processing engine including computer processing components, the command processing engine changing an account status from an active state to an inactive state or from an inactive state to an active state in accordance with the received command.
    Type: Grant
    Filed: August 18, 2010
    Date of Patent: October 21, 2014
    Inventors: Rick Starbuck, Jaeson Paul, Brad X. Lucas, Ravi Acharya
  • Publication number: 20130246264
    Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.
    Type: Application
    Filed: April 22, 2013
    Publication date: September 19, 2013
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee
  • Patent number: 8494961
    Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.
    Type: Grant
    Filed: October 14, 2010
    Date of Patent: July 23, 2013
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee