Patents by Inventor Bradford CROUCH

Bradford CROUCH has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Digital Access Code
    Publication number: 20230196377
    Abstract: A method is disclosed. One embodiment of the invention is directed to a method. The method comprises: prompting, by an access device, a user to enter an access code; receiving, by the access device, the access code from the user; transmitting, by the access device, the access code to a validation computer, which validates the access code; receiving, by the access device, an access identifier or access token from the validation computer in response to validating the access code; transmitting, by the access device, an authorization request message including the access identifier or the access token to an authorizing computer; and receiving, by the access device, an authorization response message from the authorizing computer.
    Type: Application
    Filed: February 23, 2023
    Publication date: June 22, 2023
    Applicant: Visa International Service Association
    Inventors: Penny Jurss, Rowena McCallister, Bradford Crouch, Suresh Kalakrishnan
  • Digital access code
    Patent number: 11631085
    Abstract: A method is disclosed. One embodiment of the invention is directed to a method. The method comprises: prompting, by an access device, a user to enter an access code; receiving, by the access device, the access code from the user; transmitting, by the access device, the access code to a validation computer, which validates the access code; receiving, by the access device, an access identifier or access token from the validation computer in response to validating the access code; transmitting, by the access device, an authorization request message including the access identifier or the access token to an authorizing computer; and receiving, by the access device, an authorization response message from the authorizing computer.
    Type: Grant
    Filed: March 12, 2019
    Date of Patent: April 18, 2023
    Assignee: Visa International Service Association
    Inventors: Penny Jurss, Rowena McCallister, Bradford Crouch, Suresh Kalakrishnan
  • DIGITAL ACCESS CODE
    Publication number: 20210049614
    Abstract: A method is disclosed. One embodiment of the invention is directed to a method. The method comprises: prompting, by an access device, a user to enter an access code; receiving, by the access device, the access code from the user; transmitting, by the access device, the access code to a validation computer, which validates the access code; receiving, by the access device, an access identifier or access token from the validation computer in response to validating the access code; transmitting, by the access device, an authorization request message including the access identifier or the access token to an authorizing computer; and receiving, by the access device, an authorization response message from the authorizing computer.
    Type: Application
    Filed: March 12, 2019
    Publication date: February 18, 2021
    Inventors: Penny JURSS, Rowena MCCALLISTER, Bradford CROUCH, Suresh KALAKRISHNAN