Abstract: Systems are provided that allow users to access resources in a manner that addresses inherent deficiencies in existing authentication systems. During a typical authentication process, the system may connect the user to one or more authenticators in real time through a variety of communications channels so that the authenticators may verify that the user is who he/she purports to be. In this way, a user may be authenticated and allowed to complete transactions that require access to protected resources/transactions. In some embodiments, the system may automatically identify authenticators for a user via an onboarding process by searching the user's electronic files, accessing social and professional networking sites, searching one or more credit reporting databases, or other such means.

Abstract: Systems are provided that allow users to access resources in a manner that addresses inherent deficiencies in existing authentication systems. During a typical authentication process, the system may connect the user to one or more authenticators in real time through a variety of communications channels so that the authenticators may verify that the user is who he/she purports to be. In this way, a user may be authenticated and allowed to complete transactions that require access to protected resources/transactions. In some embodiments, the system may automatically identify authenticators for a user via an onboarding process by searching the user's electronic files, accessing social and professional networking sites, searching one or more credit reporting databases, or other such means.

Abstract: Systems and methods are provided for locking/unlocking a user account for accessing a client application. The systems and methods pair a user account for accessing a client application to a separate user authentication account. The user authentication server managing the user authentication account provides heightened measures for authenticating the identity of the user, such as by voice samples and human authenticator. After the heightened authentication of the user, the user may lock or unlock paired accounts from the user authentication account, wherein preventing all attempts to access the client application using the paired account. The client application may also capture information regarding login attempts to the paired user account. The captured information may be sent to the authentication server for providing reports of login attempts and generating alerts to automatically lock the paired account in cases of suspicious behavior.

Abstract: Systems are provided that allow users to access resources in a manner that addresses inherent deficiencies in existing authentication systems. During a typical authentication process, the system may connect the user to one or more authenticators in real time through a variety of communications channels so that the authenticators may verify that the user is who he/she purports to be. In this way, a user may be authenticated and allowed to complete transactions that require access to protected resources/transactions. In some embodiments, the system may automatically identify authenticators for a user via an onboarding process by searching the user's electronic files, accessing social and professional networking sites, searching one or more credit reporting databases, or other such means.

Abstract: Systems and methods are provided for locking/unlocking a user account for accessing a client application. The systems and methods pair a user account for accessing a client application to a separate user authentication account. The user authentication server managing the user authentication account provides heightened measures for authenticating the identity of the user, such as by voice samples and human authenticator. After the heightened authentication of the user, the user may lock or unlock paired accounts from the user authentication account, wherein preventing all attempts to access the client application using the paired account. The client application may also capture information regarding login attempts to the paired user account. The captured information may be sent to the authentication server for providing reports of login attempts and generating alerts to automatically lock the paired account in cases of suspicious behavior.

Abstract: Systems are provided that allow users to access resources in a manner that addresses inherent deficiencies in existing authentication systems. During a typical authentication process, the system may connect the user to one or more authenticators in real time through a variety of communications channels so that the authenticators may verify that the user is who he/she purports to be. In this way, a user may be authenticated and allowed to complete transactions that require access to protected resources/transactions. In some embodiments, the system may automatically identify authenticators for a user via an onboarding process by searching the user's electronic files, accessing social and professional networking sites, searching one or more credit reporting databases, or other such means.

Abstract: Systems are provided that allow users to access resources in a manner that addresses inherent deficiencies in existing authentication systems. During a typical authentication process, the system may connect the user to one or more authenticators in real time through a variety of communications channels so that the authenticators may verify that the user is who he/she purports to be. In this way, a user may be authenticated and allowed to complete transactions that require access to protected resources/transactions. In some embodiments, the system may automatically identify authenticators for a user via an onboarding process by searching the user's electronic files, accessing social and professional networking sites, searching one or more credit reporting databases, or other such means.