Abstract: A three-section foldable loading ramp extends a pick-up truck's cargo area to accommodate heavy and lengthy items. The first or frame section of the present loading ramp installs onto the existing tailgate slip hinges in place of the tailgate without tools or modification of the vehicle. Upper and lower ramp sections are pivotally connected to each other and to the frame section in a similar manner. An arm carried by the first frame section pivots down onto the vehicle's hitch for additional support for the ramp; two legs pivot down from the upper ramp to engage the ground provide further support. The surface of ramp is covered with expanded metal or metal mesh to provide traction in the loading configuration and rearward visibility for the drive in the loaded configuration, with reinforcing added where the load will engage the ramp surface.