Abstract: Systems and methods are provided for use in responding to attribute queries related to identifying information for a user. One exemplary method includes receiving a request for an identity code for a user associated with identifying information, where the identifying information includes multiple attributes of the user, and generating the identity code and transmitting it to a computing device associated with the user. The method then includes receiving an identity request for the user from a requesting party including the identity code and at least one query related to at least one of the multiple attributes of the user, identifying the user based on the identity code, compiling a response to the at least one query based on the identifying information of the multiple attributes of the user, and transmitting the response to the requesting party.

Abstract: Systems and methods are provided for authenticating users to accounts in connection with network transactions. An exemplary method includes receiving an authentication request associated with a transaction where the authentication request includes a credential associated with the account, and transmitting an authentication assertion request to an entity associated with the account other than an access control server (ACS) associated with an issuer of the account. The method also includes providing an authentication confirmation, in response to the authentication request, when the entity provides an authentication assertion for the transaction based on a prior authentication of the user, whereby the transaction proceeds based on the authentication confirmation and without authentication specific to the transaction.

Abstract: Systems and methods are provided for authenticating users to accounts in connection with network transactions. An exemplary method includes receiving an authentication request associated with a transaction where the authentication request includes a credential associated with the account, and transmitting an authentication assertion request to an entity associated with the account other than an access control server (ACS) associated with an issuer of the account. The method also includes providing an authentication confirmation, in response to the authentication request, when the entity provides an authentication assertion for the transaction based on a prior authentication of the user, whereby the transaction proceeds based on the authentication confirmation and without authentication specific to the transaction.

Abstract: Systems and methods are provided for use in responding to attribute queries related to identifying information for a user. One exemplary method includes receiving a request for an identity code for a user associated with identifying information, where the identifying information includes multiple attributes of the user, and generating the identity code and transmitting it to a computing device associated with the user. The method then includes receiving an identity request for the user from a requesting party including the identity code and at least one query related to at least one of the multiple attributes of the user, identifying the user based on the identity code, compiling a response to the at least one query based on the identifying information of the multiple attributes of the user, and transmitting the response to the requesting party.

Abstract: Systems and methods are provided for authenticating users to accounts in connection with network transactions. An exemplary method includes receiving an authentication request associated with a transaction where the authentication request includes a credential associated with the account, and transmitting an authentication assertion request to an entity associated with the account other than an access control server (ACS) associated with an issuer of the account. The method also includes providing an authentication confirmation, in response to the authentication request, when the entity provides an authentication assertion for the transaction based on a prior authentication of the user, whereby the transaction proceeds based on the authentication confirmation and without authentication specific to the transaction.

Abstract: Systems and methods are provided for use in responding to attribute queries related to identifying information for a user. One exemplary method includes receiving a request for an identity code for a user associated with identifying information, where the identifying information includes multiple attributes of the user, and generating the identity code and transmitting it to a communication device associated with the user, thereby permitting the user to present the identity code to a requesting party. The method then includes receiving an identity request from the requesting party including the identity code and at least one query related to at least one of the multiple attributes of the user, identifying the user based on the identity code, compiling a response to the at least one query based on the identifying information of the user at one or more attributed providers, and transmitting the response back to the requesting party.

Abstract: Systems and methods are provided for use in enhancing security associated with services related to payment or banking accounts, in connection with communication between consumers and consumer service call centers associated with the accounts. One exemplary method includes receiving, at a computing device, a request to authenticate a consumer to a payment or banking account from a call center associated with consumer services for the account, and soliciting a biometric from the consumer. The method also includes receiving biometric data from a communication device associated with the consumer relating to the solicited biometric, and confirming the received biometric data based on reference biometric data for the consumer. The method then further includes transmitting an authentication confirmation to the call center, when the received biometric data is confirmed, whereby the call center is able to proceed in providing the consumer services to the consumer with or without security questions.

Abstract: Systems and methods are provided for use in responding to attribute queries related to identifying information for a user. One exemplary method includes receiving a request for an identity code for a user associated with identifying information, where the identifying information includes multiple attributes of the user, and generating the identity code and transmitting it to a communication device associated with the user, thereby permitting the user to present the identity code to a requesting party. The method then includes receiving an identity request from the requesting party including the identity code and at least one query related to at least one of the multiple attributes of the user, identifying the user based on the identity code, compiling a response to the at least one query based on the identifying information of the user at one or more attributed providers, and transmitting the response back to the requesting party.

Abstract: Systems and methods are provided for authenticating users to accounts in connection with network transactions. An exemplary method includes receiving an authentication request associated with a transaction where the authentication request includes a credential associated with the account, and transmitting an authentication assertion request to an entity associated with the account other than an access control server (ACS) associated with an issuer of the account. The method also includes providing an authentication confirmation, in response to the authentication request, when the entity provides an authentication assertion for the transaction based on a prior authentication of the user, whereby the transaction proceeds based on the authentication confirmation and without authentication specific to the transaction.

Abstract: Systems and methods prevent fraudulent registration of devices associated with remuneration vehicles by bootstrapping the device to be registered with a bootstrap URL. The bootstrap URL may provide access to a registration server hosted by the vehicle provider. The vehicle provider may verify a single use of the bootstrap URL. Moreover, if access to the bootstrap URL is provided to the device, the vehicle provider may provide a server access communication to the device allowing the device and vehicle provider to set up a secure communication (even if communicating via an unsecure communication path). The secure communication may be used by the vehicle provider and the device to negotiate a symmetric communication key. At least the secure access communication and the symmetric communication key may operate based on one or more of an Elliptic Curve-, Diffie Hellman-, or Elliptic Curve Diffie Hellman (ECDH)-based secure connection scheme.

Abstract: Systems and methods are provided for use in enhancing security associated with services related to payment or banking accounts, in connection with communication between consumers and consumer service call centers associated with the accounts. One exemplary method includes receiving, at a computing device, a request to authenticate a consumer to a payment or banking account from a call center associated with consumer services for the account, and soliciting a biometric from the consumer. The method also includes receiving biometric data from a communication device associated with the consumer relating to the solicited biometric, and confirming the received biometric data based on reference biometric data for the consumer. The method then further includes transmitting an authentication confirmation to the call center, when the received biometric data is confirmed, whereby the call center is able to proceed in providing the consumer services to the consumer with or without security questions.

Abstract: Systems and methods prevent fraudulent registration of devices associated with remuneration vehicles by bootstrapping the device to be registered with a bootstrap URL. The bootstrap URL may provide access to a registration server hosted by the vehicle provider. The vehicle provider may verify a single use of the bootstrap URL. Moreover, if access to the bootstrap URL is provided to the device, the vehicle provider may provide a server access communication to the device allowing the device and vehicle provider to set up a secure communication (even if communicating via an unsecure communication path). The secure communication may be used by the vehicle provider and the device to negotiate a symmetric communication key. At least the secure access communication and the symmetric communication key may operate based on one or more of an Elliptic Curve-, Diffie Hellman-, or Elliptic Curve Diffie Hellman (ECDH)-based secure connection scheme.