Patents by Inventor Brandy Lachole Brown

Brandy Lachole Brown has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220067598
    Abstract: Embodiments of the present invention provide a system for determining resource allocation based on usage attribute data. The system is configured for determining one or more attributes associated with a user, generating a template associated with the user using the one or more attributes, comparing the template with one or more third party templates, determining a match between the template and a third party template of the one or more third party templates, and presenting a resource associated with the third party template to the user.
    Type: Application
    Filed: August 25, 2020
    Publication date: March 3, 2022
    Applicant: Bank of America Corporation
    Inventors: Victoria L. Dravneek, Jill Marie Moser, Matthew Murphy, Matthew Robert Gray Pitner, Karen Lea MacQueen, Brandy Lachole Brown
  • Publication number: 20220067757
    Abstract: Systems, computer program products, and methods are described herein for determination of resource usage demand. The present invention may be configured to receive, from a user device, a potential resource allocation offer comprising attributes. The present invention may be further configured to determine, based on historical data associated with previous resource allocation offers, a potential resource usage demand associated with the potential resource allocation offer. The present invention may be further configured to provide, to the user device, the potential resource usage demand. For example, the present invention may be configured to cause the user device to display a graphical user interface including the attributes of the potential resource allocation offer and the potential resource usage demand.
    Type: Application
    Filed: August 25, 2020
    Publication date: March 3, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Victoria L. Dravneek, Brandy Lachole Brown, Karen Lea MacQueen, Jill Marie Moser, Matthew Murphy, Matthew Robert Gray Pitner
  • Publication number: 20220067676
    Abstract: Embodiments of the invention are directed to a system, method, and computer program product for resource presentment and allocation based on historical data usage. The system first receives a resource allocation offer associated with a resource distribution transaction. The system determines, based on historical resource distribution data stored within a memory resource, a user of a plurality of users that would utilize the resource allocation offer. The system transmits, to a user device associated with the user, a communication that indicates the resource allocation offer.
    Type: Application
    Filed: August 25, 2020
    Publication date: March 3, 2022
    Applicant: Bank of America Corporation
    Inventors: Victoria L. Dravneek, Jill Marie Moser, Matthew Murphy, Matthew Robert Gray Pitner, Karen Lea MacQueen, Brandy Lachole Brown
  • Publication number: 20220070110
    Abstract: Systems, computer program products, and methods are described herein for resource allocation based on user selection. The present invention may be configured to provide one or more resource allocation offers to a user device associated with a user and receive, from the user device, an acceptance of a first resource allocation offer of the one or more resource allocation offers. The present invention may be configured to adjust, based on the acceptance of the first resource allocation offer, a second resource allocation offer from an initial amount of resources to an adjusted amount of resources, where the adjusted amount of resources is greater than the initial amount of resources. The present invention may be configured to provide the second resource allocation offer to the user device.
    Type: Application
    Filed: August 25, 2020
    Publication date: March 3, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Victoria L. Dravneek, Brandy Lachole Brown, Karen Lea MacQueen, Jill Marie Moser, Matthew Murphy, Matthew Robert Gray Pitner
  • Patent number: 11107112
    Abstract: Embodiments of the invention are directed to a system, method, and computer program product for resource correlation based on resource usage. The system first determines a quantity of graphical prompts capable of being displayed within the area of a display. The system determines, based on the quantity of graphical prompts, a quantity of resource allocation offers. The system generates a quantity of graphical prompts based on the quantity of resource allocation offers.
    Type: Grant
    Filed: August 25, 2020
    Date of Patent: August 31, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Victoria L. Dravneek, Jill Marie Moser, Matthew Murphy, Matthew Robert Gray Pitner, Karen Lea MacQueen, Brandy Lachole Brown