Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing an internal digital encoding as an overlay of a data element on a resource distribution instrument for blank space correction. The invention identifies a type of resource distribution instrument with blank space or faded spaces and queue it for encoding. In this way, the encoding may be a layer for a user to view the data element to confirm the resource associated with the resource distribution instrument. The encoding may be embedded into the resource distribution instrument and removable upon external transmission.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for mobile device based real-time resource deposition processing. In this way, a hold recommendation screen may be presented on a mobile device display upon identification of a potential hold on one or more physical resource distribution document depositions. The screen may transmit information regarding the hold to the user based on real-time decisioning at the terminal. The user able to reverse the recommendation and cancel a specific resource distribution document deposition within a group of resource distribution documents based on the processing hold indication.

Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing an internal digital encoding as an overlay of a data element on a resource distribution instrument for white space correction. The invention identifies a type of resource distribution instrument with white space or insufficiencies and queue it for encoding. In this way, the encoding may be a layer for a user to view the data element to confirm the resource associated with the resource distribution instrument. The encoding may be embedded into the resource distribution instrument and removable upon external transmission.