Patents by Inventor Brendan Philbin
Brendan Philbin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8681956Abstract: Automatic number identification (ANI) data or billing telephone number (BTN) data associated with a subscriber account of a telecommunications network is obtained. Thereafter, first reference subscriber data associated with a subscriber is obtained. The first reference subscriber data is different from the ANI data or the BTN data. A first database location is accessed using the ANI data or the BTN data to determine second reference subscriber data. A second database location is accessed using the ANI data or BTN data to determine that the subscriber account associated with the ANI data or BTN data is billable. The first reference subscriber data and the second reference subscriber data are compared, and the identity of the subscriber verified if the first reference subscriber data corresponds to the second reference subscriber data.Type: GrantFiled: April 1, 2011Date of Patent: March 25, 2014Assignee: PaymentOne CorporationInventors: Joseph M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Patent number: 8379815Abstract: The computer-implemented method includes receiving a first request via the Internet for a first transaction between a user and a vendor for goods or services. A billing telephone number of the user is then obtained, and the first transaction automatically charged to a subscriber account associated with the billing telephone number. Sometime later, a second request is received via the Internet for a second transaction between the user and a vendor for goods or services. If the second transaction cannot be billed to the subscriber account, an alternative payment method is automatically used.Type: GrantFiled: November 1, 2010Date of Patent: February 19, 2013Assignee: PaymentOne CorporationInventors: Joseph M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Publication number: 20110187494Abstract: A method is described of providing validation data associated with a subscriber line of a telecommunication network using a validation system. The method includes obtaining line data of the subscriber line wherein the line data is suitable for interrogating a line identification database (LIDB). The method interrogates the LIDB with the line data to obtain reference subscriber data associated with the line data, and processes the reference subscriber data to obtain validation data associated with the subscriber line. The method includes identifying a local exchange carrier (LEC) associated with the subscriber line to determine if a billing arrangement exists between the validation system and the LEC. The invention extends to a subscriber line validation system to validate a subscriber line of a communication network.Type: ApplicationFiled: November 1, 2010Publication date: August 4, 2011Applicant: PaymentOne CorporationInventors: Joe M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Publication number: 20110182413Abstract: A method is described of providing validation data associated with a subscriber line of a telecommunication network using a validation system. The method includes obtaining line data of the subscriber line wherein the line data is suitable for interrogating a line identification database (LIDB). The method interrogates the LIDB with the line data to obtain reference subscriber data associated with the line data, and processes the reference subscriber data to obtain validation data associated with the subscriber line. The method includes identifying a local exchange carrier (LEC) associated with the subscriber line to determine if a billing arrangement exists between the validation system and the LEC. The invention extends to a subscriber line validation system to validate a subscriber line of a communication network.Type: ApplicationFiled: April 1, 2011Publication date: July 28, 2011Applicant: PaymentOne CorporationInventors: Joe M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Patent number: 7848504Abstract: A method is described of providing validation data associated with a subscriber line of a telecommunication network using a validation system. The method includes obtaining line data of the subscriber line wherein the line data is suitable for interrogating a line identification database (LIDB). The method interrogates the LIDB with the line data to obtain reference subscriber data associated with the line data, and processes the reference subscriber data to obtain validation data associated with the subscriber line. The method includes identifying a local exchange carrier (LEC) associated with the subscriber line to determine if a billing arrangement exists between the validation system and the LEC. The invention extends to a subscriber line validation system to validate a subscriber line of a communication network.Type: GrantFiled: April 6, 2006Date of Patent: December 7, 2010Assignee: PaymentOne CorporationInventors: Joseph M Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer Truitt
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Patent number: 7848500Abstract: A method is described to verify the identity of a user. The method, in one example embodiment, comprises obtaining automatic number identification (ANI) data or billing telephone number (BTN) data associated with a subscriber line of a telecommunications network; obtaining identification data associated with a subscriber, said identification data being different from the ANI data or the BTN data; searching a first database using the ANI data or the BTN data to determine first reference subscriber data; searching a second database using the identification data to determine second reference subscriber data; comparing the first reference subscriber data to the second reference subscriber data; and verifying an identity of the subscriber based on the comparing.Type: GrantFiled: August 9, 2007Date of Patent: December 7, 2010Assignee: PaymentOne CorporationInventors: Joe M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Patent number: 7527194Abstract: A method of, and system for, processing payment for a transaction is provided. The method includes providing a user with an option to select payment for the transaction from an account associated with a communication line via which an electronic terminal is connected to a communication network. The communication line is typically a subscriber line and, accordingly, the account is a telephone account associated with the subscriber line. When a user transacts with a vendor for goods and/or services, the user may request to process payment using the telephone account instead of using a credit or debit card. The method includes investigating data using the telephone number associated with the subscriber line and, selectively approving the transaction dependent upon an outcome of the investigation. The invention extends to a transaction processor interface and to and a transaction validation module. The invention also extends to computer program products including the invention.Type: GrantFiled: April 4, 2005Date of Patent: May 5, 2009Assignee: PaymentOne CorporationInventors: Jennifer R. Truitt, M. Brendan Philbin, Joseph M. Lynam, Ken R. Dawson
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Publication number: 20090060161Abstract: A system to automatically block a telephone number is provided. The system, in one example embodiment, comprises a detecting module to detect a refused telephone call; a counter to be adjusted (e.g., incremented) in response to the refused telephone call; a processing module to determine a value of the counter; and a blocking module to block the telephone number based on the value of the counter. The counter is incremented in response to each refused telephone call.Type: ApplicationFiled: August 27, 2008Publication date: March 5, 2009Applicant: Inmate Calling Solutions LLC d/b/a ICSolutionsInventors: John K. Mertz, M. Brendan Philbin, Ken Dawson
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Publication number: 20090060158Abstract: A computer-implemented system to detect a multi-party telephone call, in one example embodiment, comprises a communication module to establish a telephone call to a requested telephone number, a detection module to detect an indication of a multi-party telephone call in progress, the indication being based on observing a period of silence transgressing a predetermined threshold. The system to detect a multi-party telephone call further comprises an interruption module to obtain, from a called party associated with the requested telephone number, a reference telephone number, a comparison module to compare the reference telephone number to the requested telephone number, and a terminating module to selectively terminate the telephone call based on the comparing.Type: ApplicationFiled: August 27, 2008Publication date: March 5, 2009Applicant: Inmate Calling Solutions LLC d/b/a ICSolutionsInventors: John K. Mertz, M. Brendan Philbin
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Publication number: 20090063343Abstract: A computer-implemented system to provide a cashless refund, in one example embodiment, comprises a receiving module to receive a balance of a correctional facility account associated with a pre-released inmate information, a funds generator to generate a pre-released inmate payout amount based on the balance, a card dispenser to dispense a payout card in response to a pre-released inmate imminent release, the payout card including an encoded payout card number, a card activating module to activate the payout card by receiving the payout card into a payout card reader and associating a pre-released inmate information with the encoded payout card number, and a communication module to communicate to a card processor the pre-released inmate payout amount and that the payout card has been activated.Type: ApplicationFiled: August 27, 2008Publication date: March 5, 2009Applicant: Inmate Calling Solutions LLC d/b/a ICSolutionsInventors: John K. Mertz, M. Brendan Philbin
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Patent number: 7080049Abstract: A method of, and system for, processing payment for a transaction is provided. The method includes providing a user with an option to select payment for the transaction from an account associated with a communication line via which an electronic terminal is connected to a communication network. The communication line is typically a subscriber line and, accordingly, the account is a telephone account associated with the subscriber line. When a user transacts with a vendor for goods and/or services, the user may request to process payment using the telephone account instead of using a credit or debit card. The method includes investigating data using the telephone number associated with the subscriber line and, selectively approving the transaction dependent upon an outcome of the investigation. The invention extends to a transaction processor interface and to and a transaction validation module. The invention also extends to computer program products including the invention.Type: GrantFiled: September 21, 2001Date of Patent: July 18, 2006Assignee: PaymentOne CorporationInventors: Jennifer R. Truitt, M. Brendan Philbin, Joseph M. Lynam, Ken R. Dawson
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Patent number: 7054430Abstract: A method is described of providing validation data associated with a subscriber line of a telecommunication network using a validation system. The method includes obtaining line data of the subscriber line wherein the line data is suitable for interrogating a line identification database (LIDB). The method interrogates the LIDB with the line data to obtain reference subscriber data associated with the line data, and processes the reference subscriber data to obtain validation data associated with the subscriber line. The method includes identifying a local exchange carrier (LEC) associated with the subscriber line to determine if a billing arrangement exists between the validation system and the LEC. The invention extends to a subscriber line validation system to validate a subscriber line of a communication network.Type: GrantFiled: August 20, 2002Date of Patent: May 30, 2006Assignee: PaymentOne CorporationInventors: Joe M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Patent number: 6934372Abstract: A system and method for accessing the internet on a per-time basis, through an Internet service provider (ISP), includes an access station. Application software is provided to an electronic terminal, from which Internet access may be attempted. Upon initiation of the application, the access station is dialed, and a number of processing steps serve as a precondition to permitting the electronic terminal to access the Internet through the Internet service provider. In particular, upon an initial attempt to access the Internet, the access station sets up an account in which the telephone number from which access is attempted is utilized for subsequent billing purposes. The access station further determines whether the telephone number from which access is desired is within an acceptable network, is associated with an undesirable credit risk, and is a valid telephone number.Type: GrantFiled: December 21, 1999Date of Patent: August 23, 2005Assignee: PaymentOne CorporationInventors: Joe Lynam, Ken Dawson, Brendan Philbin, Greg Calcagno, Jennifer Truitt
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Publication number: 20050123111Abstract: A method and an apparatus is provided to process a request for communication between a calling device and a called device. The method includes receiving the request from the calling device at a communication processor and establishing a communication link between the communication processor and the called device. Thereafter, the called device is provided with a prepayment option to pay funds into a client account and the called device is monitored for selection of the prepayment option. When the prepayment option is selected, the called device is connected to a prepayment facility thereby to enable a prepayment account to be set up immediately without requiring the called party to place an independent call to the prepayment facility.Type: ApplicationFiled: July 20, 2004Publication date: June 9, 2005Inventors: Brendan Philbin, Phil Apanovitch
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Publication number: 20040022380Abstract: A method to validate a payment method for a sale via the Internet includes communicating selection data to a remote user terminal wherein the selection data provides the user with an option to select an ANI capture mechanism. The ANI capture method may include one or more of receiving a user-initiated communication, and initiating a communication with a telephone line number associated with a valid billing telephone number. The invention extends to transaction processing system and to merchant network equipment and transaction processing equipment.Type: ApplicationFiled: July 31, 2002Publication date: February 5, 2004Inventors: Joe M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt, Mikel A. Schwarz
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Publication number: 20030200182Abstract: A method of, and system for, processing payment for a transaction is provided. The method includes providing a user with an option to select payment for the transaction from an account associated with a communication line via which an electronic terminal is connected to a communication network. The communication line is typically a subscriber line and, accordingly, the account is a telephone account associated with the subscriber line. When a user transacts with a vendor for goods and/or services, the user may request to process payment using the telephone account instead of using a credit or debit card. The method includes investigating data using the telephone number associated with the subscriber line and, selectively approving the transaction dependent upon an outcome of the investigation. The invention extends to a transaction processor interface and to and a transaction validation module. The invention also extends to computer program products including the invention.Type: ApplicationFiled: September 21, 2001Publication date: October 23, 2003Inventors: Jennifer R. Truitt, M. Brendan Philbin, Joseph M. Lynam, Ken R. Dawson
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Publication number: 20030138084Abstract: A method is described of providing validation data associated with a subscriber line of a telecommunication network. The method includes obtaining line data of the subscriber line wherein the line data is suitable for interrogating a line identification database (LIDB). The method interrogates the LIDB with the line data to obtain reference subscriber data associated with the line data, and processes the reference subscriber data to obtain validation data associated with the subscriber line. The invention extends to a subscriber line validation system to validate a subscriber line of a communication network.Type: ApplicationFiled: August 20, 2002Publication date: July 24, 2003Inventors: Joe M. Lynam, Ken R. Dawson, M. Brendan Philbin, Jennifer R. Truitt
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Publication number: 20020120756Abstract: A system and method for accessing the Internet on a per-time basis, through an Internet service provider (ISP), includes an access station. Application software is provided to an electronic terminal, from which Internet access may be attempted. Upon initiation of the application, the access station is dialed, and a number of processing steps serve as a precondition to permitting the electronic terminal to access the Internet through the Internet service provider. In particular, upon an initial attempt to access the Internet, the access station sets up an account in which the telephone number from which access is attempted is utilized for subsequent billing purposes. The access station further determines whether the telephone number from which access is desired is-within an acceptable network, is associated with an undesirable credit risk, and is a valid telephone number.Type: ApplicationFiled: November 5, 2001Publication date: August 29, 2002Inventors: Joe Lynam, Ken Dawson, Brendan Philbin, Greg Calcagno, Jennifer Truitt