Abstract: Aspects of the present invention are directed to a method and system for premium financing for financing life insurance premiums for a life insurance policy issued by an insurer. The premium financing method may include obtaining taxable variable rate bonds from a bond issuing entity for funding the life insurance premiums. The method may additionally include creating an interest earning bond fund with the taxable variable rate bonds and paying the life insurance premiums to the insurer from the bond fund. Additional costs may be covered at least in part with bond fund interest.

Abstract: A trocar system for endoscopic surgery, cap assembly, and related methods are provided. The cap assembly includes a valve housing with an opening formed in line with an axis of the valve housing. The cap assembly also includes a valve positioned adjacent the opening of the valve housing. The valve includes a valve body with an annular-shaped valve opening for receiving elongate tools with differing diameters so that a seal is maintained between the valve opening and any of the plurality of elongate tools. The valve body includes a proximal valve section including a valve ring and positioned within the valve housing and includes a distal valve section extending axially from the proximal valve section. The distal valve section includes a valve extension having a proximal end portion, a distal end portion, and a substantially conically shaped medial portion connected to and extending therebetween.

Abstract: A septum valve having peripheries thereof adapted to be fixedly positioned in a valve housing of a trocar system is provided. The septum valve includes a valve body having an opening positioned in a medial portion of the valve body and adapted to individually and separately receive a plurality of different elongate tools each having a different diameter therethrough so that when any one of the plurality of elongate tools is positioned through the valve opening a septum seal is maintained between peripheries of the valve body surrounding the valve opening and abuttingly contacting outer peripheries of the any one of the plurality of elongate tools extending therethrough. The valve body has first and second layers of a fabric material and a layer of elastomeric material positioned between and contacting each of the first and second layers of the fabric material.