Patents by Inventor Brent Sower

Brent Sower has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20070005416
    Abstract: Systems and methods are provided for processing a request to capture funds from a financial account: In one embodiment, a method is provided that includes receiving a request for a merchant to capture funds from a customer's financial accounts and determining, based on the request, whether the customer is a member of a program (such as a loyalty program) offered by the merchant. If the customer is a member of a program offered by the merchant, then an indication is provided of the customer's membership to the merchant. If the customer is not a member of a program offered by the merchant, then the request is forwarded for authorization.
    Type: Application
    Filed: June 30, 2005
    Publication date: January 4, 2007
    Inventors: S. Jackson, Amy Gonzalez, Carolyn McCarty, Brent Sower, Chitra Jain