Patents by Inventor Bret L. Benham

Bret L. Benham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System for creating, issuing, managing and redeeming annuity-based retirement funding instruments
    Patent number: 8396770
    Abstract: A method for administering an annuity-based retirement funding in which an investor's funds or current income is used to make incremental purchases of immediate annuity benefits at market rates, with the annuity payments received from previous purchases being applied purchase additional annuity benefits. The investor allocates a first allocated portion of each received benefit into an account and the reinvested funds are thereafter available in combination with new investment payments from the investor for the purchase of additional immediate annuity benefits. At the direction of the investor, typically after retirement, all or part of the received annuity payments can be received for the use of the investor.
    Type: Grant
    Filed: July 20, 2010
    Date of Patent: March 12, 2013
    Inventors: Bret L. Benham, James Benjamin Williams, Francois G. Gadenne
  • Methods for creating, issuing, managing and redeeming annuity-based retirement funding instruments
    Publication number: 20100293082
    Abstract: A method for administering an annuity-based retirement funding in which an investor's funds or current income is used to make incremental purchases of immediate annuity benefits at market rates, with the annuity payments received from previous purchases being applied purchase additional annuity benefits. The investor allocates a first allocated portion of each received benefit into an account and the reinvested funds are thereafter available in combination with new investment payments from the investor for the purchase of additional immediate annuity benefits. At the direction of the investor, typically after retirement, all or part of the received annuity payments can be received for the use of the investor.
    Type: Application
    Filed: July 20, 2010
    Publication date: November 18, 2010
    Inventors: Bret L. Benham, James Benjamin Williams, Francois G. Gadenne