Abstract: Method and system is disclosed for facilitating merchant-customer retail events using a financial transaction facilitation system. The system selectively registers merchant-vendors and system-users. Offers by merchant-vendors are purchased by system-users for redemption at selectable times and physical locations. The purchases are made using a third-party artificial currency system. Payment by the third-party artificial currency system is authenticated and applied to the merchant-vendor upon purchase confirmation and validation.

Abstract: Method and system is disclosed for facilitating merchant-customer retail events. The retailing system provides a service that simplifies the processes whereby consumers interact electronically with merchants, to pay for purchases, to receive relevant offers, and/or track receipts. A method for allowing a consumer to complete a payment transaction with a merchant is described. The method includes providing a redemption code to the user when the user is physically present within a preset area or distance to the merchant. In this way fraud and transaction quantity may be controlled.