Abstract: This disclosure describes systems, methods, and devices related to predictive modeling for evaluating vehicles. A device may receive a customer identifier (e.g., a user identification number, a social security number, driver license number, etc.). The device may retrieve credit data associated with the user identifier and vehicle data associated with a vehicle. The device may determine a first weight for the credit data and a second weight for the vehicle data. The device may determine, based on the first weight and the second weight, the value. The device may determine whether or not the value and a profitability threshold. The device may determine a loan information associated with the customer identifier. The device may send a first indication of the product or service to a user device for presentation. The device may send a second indication of the loan information to the second device for presentation.