Patents by Inventor Brett V. Borger

Brett V. Borger has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10049359
    Abstract: An identity risk score may be determined for subscribers of a service to indicate a level of confidence or certainty associated with a subscriber's identity. The identity risk score may be modified upward or downward in order to reflect changing levels of certainty. The changes may be based on transactions performed on behalf of and/or information submitted by the subscriber. Functionality provided to the subscriber may also be dependent upon whether the subscriber's identity risk score meets a threshold. In one or more arrangements, an identity risk score may be determined based on whether information entered by the subscriber can be confirmed and a level of confidence with which the information is confirmed.
    Type: Grant
    Filed: February 9, 2015
    Date of Patent: August 14, 2018
    Assignee: CheckFree Corporation
    Inventors: Paul J. Lyda, Brett V. Borger, James Patrick McCabe, Roy Alan Southard, Hans D. Dreyer
  • Publication number: 20150154599
    Abstract: An identity risk score may be determined for subscribers of a service to indicate a level of confidence or certainty associated with a subscriber's identity. The identity risk score may be modified upward or downward in order to reflect changing levels of certainty. The changes may be based on transactions performed on behalf of and/or information submitted by the subscriber. Functionality provided to the subscriber may also be dependent upon whether the subscriber's identity risk score meets a threshold. In one or more arrangements, an identity risk score may be determined based on whether information entered by the subscriber can be confirmed and a level of confidence with which the information is confirmed.
    Type: Application
    Filed: February 9, 2015
    Publication date: June 4, 2015
    Inventors: Paul J. Lyda, Brett V. Borger, James Patrick McCabe, Roy Alan Southard, Hans D. Dreyer
  • Publication number: 20090006230
    Abstract: An identity risk score may be determined for subscribers of a service to indicate a level of confidence or certainty associated with a subscriber's identity. The identity risk score may be modified upward or downward in order to reflect changing levels of certainty. The changes may be based on transactions performed on behalf of and/or information submitted by the subscriber. Functionality provided to the subscriber may also be dependent upon whether the subscriber's identity risk score meets a threshold. In one or more arrangements, an identity risk score may be determined based on whether information entered by the subscriber can be confirmed and a level of confidence with which the information is confirmed.
    Type: Application
    Filed: June 27, 2007
    Publication date: January 1, 2009
    Applicant: CHECKFREE CORPORATION
    Inventors: Paul J. Lyda, Brett V. Borger, James Patrick McCabe, Roy Alan Southard, Hans D. Dreyer