Abstract: A method and system for biometric-secure settings that also simplifies the checkout process and eliminates fraudulent transactions. The system relies on an exchange service provider (RAGE) that hosts multiple servers: one implementing a web portal for secure online banking, auctions and other exchange opportunities, another being a biometric fingerprint device authenticating database, and yet another being a transaction traffic manager. Participating banks and supporting institutions distribute and activate Secure Individual Identity Devices (SIIDs) to registered users, each SIID being a portable biometric activated identification device that locally stores a fraction of the enrolled users fingerprint (minutia) along with an encrypted code that is used to verify and authenticate the user, eliminating the use of personal or financial information for this purpose. The SiiD becomes the user's own personal key for completing secure online transactions.

Abstract: An intelligent Caddy-Pilot for facilitating biometric verification. The device works as a single sign-on device for an internal VPN or network or in conjunction with a central data network and may act as a card reader for various Safe Card and traditional credit cards to perform secure transactions and other objective functions, or as an; instantaneous standalone biometric authentication and identification device. The Caddy-Pilot generally comprises a Credit Card-sized housing defining an end-wise card insertion port, a USB connection port, a magnetic card strip reader head, an internal infrared receiver/transmitter, a fingerprint scanner, LCD display screen, LED indicator lights, and a programmable microprocessor and memory. At issuance, an initial scan of the user's fingerprint is completed and a portion of the digitized fingerprints scan is stored locally on Caddy Pilot along with an image of the user for later authentication.

Abstract: A method and system for biometric-secure online selling, buying and bill paying in electronic commerce and retail point-of-sale settings that also simplifies the checkout process and eliminates fraudulent transactions. The system relies on an exchange service provider (ESP) that hosts multiple servers: one implementing a web portal for secure online banking, auctions and other exchange opportunities, another being a biometric fingerprint device authenticating database, and yet another being a transaction traffic manager. Participating banks and supporting institutions distribute and activate Secure Individual Identity Devices (SIIDs) to registered users, each SIID being a portable biometric activated identification device that locally stores a fraction of the enrolled users fingerprint (minutia) along with an encrypted code that is used to verify and authenticate the user, eliminating the use of personal or financial information for this purpose.

Abstract: A system and method for secure internet access by children that assigns each child a Safe Card with integral fingerprint scanner, plus an intelligent USB card reader for biometric-secure internet access. Both the Safe Card and card reader/docking station have device ID numbers. At registration each child is assigned a user ID, and a registration record is compiled including user ID, device IDs and photo data. Parents author a parental ruleset for their child which is associated with the registration record. The child activates their Safe Card by an initial fingerprint scan, and can then access the Internet from any web-enabled computer simply by plugging the card reader/docking station into the computer's USB port, inserting their Safe Card, and scanning their fingerprint. This authenticates the child, pre-loads the parental control ruleset and gives the child-user a restricted safe and secure but full internet experience.

Abstract: A system and method for biometric-secure point-of-sale or online transactions and/or authentication and ID verification for restricted access that simplifies the checkout process and eliminates fraudulent transactions. The system employs a credit-card-sized device with integral fingerprint reader, on-board memory with pre-designated card number, infrared coder, power strip, plus at least one magnetic strip (encoded with designated financial account to be used for transactions, including routing number), one magnetic strip for personal medical and identification information and a bar code and photo ID for security. The card scanner is activated by an activation scan in which a subset of “minutia” are stored locally. To consummate a transaction (after registration), the user simply plugs their card scanner into a multi-function reader, and scans their own fingerprint.

Abstract: An intelligent Caddy-Pilot for facilitating biometric verification. The device works as a single sign-on device for an internal VPN or network or in conjunction with a central data network and may act as a card reader for various Safe Card and traditional credit cards to perform secure transactions and other objective functions, or as an; instantaneous standalone biometric authentication and identification device. The Caddy-Pilot generally comprises a Credit Card-sized housing defining an end-wise card insertion port, a USB connection port, a magnetic card strip reader head, an internal infrared receiver/transmitter, a fingerprint scanner, LCD display screen, LED indicator lights, and a programmable microprocessor and memory. At issuance, an initial scan of the user's fingerprint is completed and a portion of the digitized fingerprints scan is stored locally on Caddy Pilot along with an image of the user for later authentication.

Abstract: A system and method for secure internet access by children that assigns each child a Safe Card Scanner with integral fingerprint scanner and a Caddy-Pilot for Kids (intelligent card reader and docking station) into which the Safe Card Scanner docks for biometric-secure internet access for children. Both the Safe Card Scanner and Caddy-Pilot for Kids have internal memory and device ID numbers stored therein. At registration each child is assigned a user ID corresponding with card ID number and a registration record is compiled including the assigned user ID and photo data plus the Safe Card Scanner and Caddy-Pilot for Kids ID numbers. Parents author a parental ruleset for their child and the ruleset is stored by a host ASP. The child then activates their Safe Card scanner by an initial fingerprint scan, a portion of which is stored locally on the Safe Card scanner (along with the assigned device ID number).

Abstract: A system and method for biometric-secure point-of-sale or online transactions and/or authentication and ID verification for restricted access that simplifies the checkout process and eliminates fraudulent transactions. The system employs a credit-card-sized device with integral fingerprint reader, on-board memory with pre-designated card number, infrared coder, power strip, plus at least one magnetic strip (encoded with designated financial account to be used for transactions, including routing number), one magnetic strip for personal medical and identification information and a bar code and photo ID for security. The card scanner is activated by an activation scan in which a subset of “minutia” are stored locally. To consummate a transaction (after registration), the user simply plugs their card scanner into a multi-function reader, and scans their own fingerprint.

Abstract: A method and system for biometric-secure online selling, buying and bill paying in electronic commerce and retail point-of-sale settings that also simplifies the checkout process and eliminates fraudulent transactions. The system relies on an exchange service provider (ESP) that hosts multiple servers: one implementing a web portal for secure online banking, auctions and other exchange opportunities, another being a biometric fingerprint device authenticating database, and yet another being a transaction traffic manager. Participating banks and supporting institutions distribute and activate Secure Individual Identity Devices (SIIDs) to registered users, each SIID being a portable biometric activated identification device that locally stores a fraction of the enrolled users fingerprint (minutia) along with an encrypted code that is used to verify and authenticate the user, eliminating the use of personal or financial information for this purpose.