Abstract: A system and computer-implemented method for detecting and addressing billing fraud by an asserted provider of a good or service based on location data associated with card-based financial transactions by an asserted recipient and collected, stored, analyzed, and acted on by a payment card network to determine and respond to a likelihood of fraud. A computer stores locations of the recipient based on uses of a payment card over a time period, and determines a location of the provider based on location data associated with a card reader at a particular time at which the good or service was allegedly provided. The computer compares the two locations for the particular time and generates a fraud score based on a likelihood that the recipient was physically capable of being at the provider location at the particular time, and based on the score, may notify the recipient and decline the payment request.

Abstract: A system and computer-implemented method for detecting and addressing billing fraud by an asserted provider of a good or service based on location data associated with card-based financial transactions by an asserted recipient and collected, stored, analyzed, and acted on by a payment card network to determine and respond to a likelihood of fraud. A computer stores locations of the recipient based on uses of a payment card over a time period, and determines a location of the provider based on location data associated with a card reader at a particular time at which the good or service was allegedly provided. The computer compares the two locations for the particular time and generates a fraud score based on a likelihood that the recipient was physically capable of being at the provider location at the particular time, and based on the score, may notify the recipient and decline the payment request.

Abstract: A system, computer-readable media and computer-implemented method for geo-verification of consumer reviews. The method may be carried out by one or more processor(s) configured to execute instructions of a software application stored on the computer-readable media. The method may include receiving consumer location data and generating a first one-time code. The first one-time code and a seller location identifier may be stored in an entry of a review code database, the seller location identifier reflecting a location of a consumer corresponding to the consumer location data. A second one-time code and at least a portion of a review may be received, the at least a portion of the review including a seller location reference. The entry including the seller location identifier may be identified, the seller location identifier corresponding to the seller location reference. The first one-time code of the entry may be matched to the second one-time code.

Abstract: A computer-implemented method for facilitating a payment between merchants and consumers at a convention or other private, temporary event is implemented with a computer server programmed with pay application software. Profile information for at least one merchant and consumer, including identifying information and payment information, is received and stored in merchant and consumer portals. A purchase request identifying a product the consumer wishes to purchase is generated by an electronic device operated by the consumer while the consumer is attending the event. The purchase request is communicated to the server, which then retrieves transaction information related to the purchase request from the merchant and consumer portals. The pay application server then transmits the transaction information to a payment interchange, which transfers funds from the consumer to the merchant and sends payment confirmation back to the pay application server.

Abstract: Microfluidic nucleic acid hybridization systems are described that include a first reaction chamber to hold an analyte solution comprising nucleic acids, and a first mixing channel in fluid communication with the chamber. The mixing channel includes a textured surface to mix the analyte solution. The systems may also include pump coupled to the mixing channel to circulate the analyte solution through the reaction chamber and the mixing channel, and an input port in fluid communication with the mixing channel and the reaction chamber to supply the analyte solution to the microfluidic system. The input port can be closed to create a closed circulation path for the analyte solution through the reaction chamber and the mixing channel.

Abstract: Microfluidic nucleic acid hybridization systems are described that include a first reaction chamber to hold an analyte solution comprising nucleic acids, and a first mixing channel in fluid communication with the chamber. The mixing channel includes a textured surface to mix the analyte solution. The systems may also include pump coupled to the mixing channel to circulate the analyte solution through the reaction chamber and the mixing channel, and an input port in fluid communication with the mixing channel and the reaction chamber to supply the analyte solution to the microfluidic system. The input port can be closed to create a closed circulation path for the analyte solution through the reaction chamber and the mixing channel.

Abstract: A prescription paper has reproduction material placed on selected areas of the back side of the paper so that prescription information can be transferred directly onto the patient's records while the prescription writer is writing the prescription. The reproduction material can be a carbonized backing or any other suitable reproduction material. The front side of the prescription paper comprises at least two lines that are separated by a pre-selected distance to match the distance between adjacent lines on the medical record. The prescription writer can align the lines on the prescription paper to the lines on the medical record so that information can be neatly transferred to the space between the lines on the medical record.

Abstract: A prescription paper has reproduction material placed on selected areas of the back side of the paper so that prescription information can be transferred directly onto the patient's records while the prescription writer is writing the prescription. The reproduction material can be a carbonized backing or any other suitable reproduction material. The front side of the prescription paper comprises at least two lines that are separated by a pre-selected distance to match the distance between adjacent lines on the medical record. The prescription writer can align the lines on the prescription paper to the lines on the medical record so that information can be neatly transferred to the space between the lines on the medical record.

Abstract: A prescription paper has reproduction material placed on selected areas of the back side of the paper so that prescription information can be transferred directly onto the patient's records while the prescription writer is writing the prescription. The reproduction material can be a carbonized backing or any other suitable reproduction material. The front side of the prescription paper comprises at least two lines that are separated by a pre-selected distance to match the distance between adjacent lines on the medical record. The prescription writer can align the lines on the prescription paper to the lines on the medical record so that information can be neatly transferred to the space between the lines on the medical record.

Abstract: A healthful caffeinated beverage that contains fruit juice and caffeine, preferably with a minimum of additional additives. Nutritional supplements such as vitamins and minerals may be added in small amounts, such as vitamins A, B, C, D and K, or minerals such as calcium, potassium or zinc. Preferably, the beverage contains at least 98 weight percent of fruit juice. This beverage will be beneficial for all consumers, and particularly for athletes and individuals with special medical needs who had been advised to restrict or eliminate soft drinks, coffees and teas from their diets due to the unhealthy ingredients or additives that are commonly found in those beverages.