Abstract: A tabbing apparatus is provided that includes a pocket and a tab element disposed within the pocket in a retracted position. The tab element includes an indexing segment configured for protruding from the pocket in an extended position as a tab and for being received within the pocket in the retracted position, an anchor portion attached to the pocket, and an intermediate portion connecting the anchor portion and indexing segment and configured for folding to allow the indexing segment to move between the retracted position and the extended position. The indexing segment is configured for displaying writing thereon for indexing a file.

Abstract: A tabbing apparatus is provided that includes a pocket and a tab element disposed within the pocket in a retracted position. The tab element includes an indexing segment configured for protruding from the pocket in an extended position as a tab and for being received within the pocket in the retracted position, an anchor portion attached to the pocket, and an intermediate portion connecting the anchor portion and indexing segment and configured for folding to allow the indexing segment to move between the retracted position and the extended position. The indexing segment is configured for displaying writing thereon for indexing a file.

Abstract: A binder for holding documents is disclosed. The binder has a spine with a pair of cover flaps attached to each side of the spine. Attached to the spine is a latching device, also referred to as a locking device, that includes a first retaining member, a latching member, and a second retaining member. The first and second retaining members are parallel to each other and extend perpendicular to a longitudinal axis of the spine. The binder is configured to hold a plurality of document modules, each of which hold a set of documents, which are flexible sheets of material, such as paper or plastic. Each module has first and second ends. The first end is contoured to mate with a portion of an external profile of the first retaining member. The second end attaches to the second retaining member. The latching member moves between a latched position where it engages the first end of the module and an unlatched position where it is not engaged to the first end of said module.

Abstract: A binder for holding documents is disclosed. The binder has a spine with a pair of cover flaps attached to each side of the spine. Attached to the spine is a latching device, also referred to as a locking device, that includes a first retaining member, a latching member, and a second retaining member. The first and second retaining members are parallel to each other and extend perpendicular to a longitudinal axis of the spine. The binder is configured to hold a plurality of document modules, each of which hold a set of documents, which are flexible sheets of material, such as paper or plastic. Each module has first and second ends. The first end is contoured to mate with a portion of an external profile of the first retaining member. The second end attaches to the second retaining member. The latching member moves between a latched position where it engages the first end of the module and an unlatched position where it is not engaged to the first end of said module.

Abstract: A substrate cutting system for performing a substrate cutting operation wherein a substrate portion is cut from a selected substrate comprises a cutter guide and a substrate cutter. The cutter and the cutter guide enable the substrate cutting operation to be performed by engaging a substrate engaging surface of the cutter guide with the selected substrate, penetrating the selected substrate with a blade of the cutter, and then moving the cutter with guidable and guiding surfaces of the cutter and cutter guide, respectively, engaged with one another such that the guiding and guidable surfaces cooperate to guide the cutter so that the cutting edge of the blade cuts the selected substrate along a cutting path generally similar to the guiding surface to cut the substrate portion from the selected substrate and provide the substrate portion with a peripheral geometric shape determined by the cutting path.