Abstract: Systems and methods for determining whether a voice biometrics credential provides a reliable mechanism for authenticating a user are provided. The method includes receiving at least one set of voice data from the user; determining, based on the received at least one set of voice data, a value of at least one parameter that corresponds to a user-specific voice biometrics credential; obtaining at least one user-specific item of information; accessing at least one business rule that relates to the user; and determining, based on the at least one set of voice data, the at least one user-specific item of information, and the at least one business rule, whether the user-specific voice biometrics credential is usable for authenticating the user.

Abstract: Systems and methods for determining whether a voice biometrics credential provides a reliable mechanism for authenticating a user are provided. The method includes receiving at least one set of voice data from the user; determining, based on the received at least one set of voice data, a value of at least one parameter that corresponds to a user-specific voice biometrics credential; obtaining at least one user-specific item of information; accessing at least one business rule that relates to the user; and determining, based on the at least one set of voice data, the at least one user-specific item of information, and the at least one business rule, whether the user-specific voice biometrics credential is usable for authenticating the user.

Abstract: The invention relates to a system and method for applying negative credential to identify fraudulent activity. The system receives a communication during the communication session, wherein the communication comprises a transaction request initiated by the computer; collects credential data associated with at least one of: the customer device, biometric data of a customer associated with the transaction request, and data associated with the transaction request; compares the collected credential data to one or more negative fraud credentials, wherein the negative fraud credentials comprise biometric data associated with previously identified fraudulent transactions; determines whether the transaction request is identified as a fraudulent transaction, at least based on the comparison; generates an alert indicating that the transaction request is associated with fraud; and prevents the transaction associated with the transaction request from being conducted.

Abstract: In some embodiments, a set dominant latch with an input node and a state node is provided the circuit includes at least one driver gate coupled to the state node and to the input node to provide a driven output of the state node. Other embodiments are disclosed and/or otherwise claimed.