Patents by Inventor Brian J. Clubb

Brian J. Clubb has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for processing uncertain transaction amounts in a payment system
    Patent number: 10121217
    Abstract: A first acquirers receives, via a payment network configured to facilitate transactions between multiple issuers and multiple acquirers, an authorization response flagged with a flag. The flag indicates that clearing of a first transaction, associated with the authorization response, is to be suspended. The first transaction initially has an uncertain amount, and is associated with a first payment account, of a first user, associated with a first issuer. Subsequent determination of a final certain amount for the first transaction is awaited. Upon determination of the final certain amount, the first one of the acquirers proceeds with clearing the first transaction, based on the final certain amount. The steps are repeated for at least a second acquirer and at least a second transaction. The second transaction is associated with a second payment account, of a second user, associated with a second one of the issuers.
    Type: Grant
    Filed: July 17, 2008
    Date of Patent: November 6, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Brian J. Clubb, Daniel M. Cohen, Sara E. Fiebiger, Matthew L. Lanford, Jennifer W. Vanderwall, Alec S. Wilkins
  • METHOD AND APPARATUS FOR PROCESSING UNCERTAIN TRANSACTION AMOUNTS IN A PAYMENT SYSTEM
    Publication number: 20100017235
    Abstract: A first acquirers receives, via a payment network configured to facilitate transactions between multiple issuers and multiple acquirers, an authorization response flagged with a flag. The flag indicates that clearing of a first transaction, associated with the authorization response, is to be suspended. The first transaction initially has an uncertain amount, and is associated with a first payment account, of a first user, associated with a first issuer. Subsequent determination of a final certain amount for the first transaction is awaited. Upon determination of the final certain amount, the first one of the acquirers proceeds with clearing the first transaction, based on the final certain amount. The steps are repeated for at least a second acquirer and at least a second transaction. The second transaction is associated with a second payment account, of a second user, associated with a second one of the issuers.
    Type: Application
    Filed: July 17, 2008
    Publication date: January 21, 2010
    Applicant: MasterCard International Incorporated
    Inventors: Brian J. Clubb, Daniel M. Cohen, Sara E. Fiebiger, Matthew L. Lanford, Jennifer W. Vanderwall, Alec S. Wilkins