Patents by Inventor Brian J. DuCharme

Brian J. DuCharme has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for processing electronic payments using a global payment directory
    Patent number: 10163099
    Abstract: A computer system for use with a memory device for facilitating electronic payments to a payee from an account associated with a payor is provided. Payor profile information is stored in the memory device, which payor profile information is associated with the payor. A token identifier is created which is associated with the payor profile information. The token identifier is transmitted to a payee, for retransmittal of the token identifier by the payee to the computer system during a subsequent transaction between the payor and the payee.
    Type: Grant
    Filed: June 5, 2014
    Date of Patent: December 25, 2018
    Assignee: Mastercard International Incorporated
    Inventor: Brian J. DuCharme
  • SYSTEMS AND METHODS FOR PROCESSING ELECTRONIC PAYMENTS USING A GLOBAL PAYMENT DIRECTORY
    Publication number: 20140289122
    Abstract: A computer system for use with a memory device for facilitating electronic payments to a payee from an account associated with a payor is provided. Payor profile information is stored in the memory device, which payor profile information is associated with the payor. A token identifier is created which is associated with the payor profile information. The token identifier is transmitted to a payee, for retransmittal of the token identifier by the payee to the computer system during a subsequent transaction between the payor and the payee.
    Type: Application
    Filed: June 5, 2014
    Publication date: September 25, 2014
    Inventor: Brian J. DuCharme
  • PAY TO ANY ACCOUNT SERVICE
    Publication number: 20140214649
    Abstract: Example embodiments include methods and apparatus for making payments to any account utilizing an open-loop payment card system and a wholesale payment card account to pool funds destined for accounts which are not serviceable by the open-loop payment card system.
    Type: Application
    Filed: January 25, 2013
    Publication date: July 31, 2014
    Inventors: Brian J. DuCharme, Shawn Hagmeier
  • Systems and methods for processing electronic payments using a global payment directory
    Patent number: 8788421
    Abstract: A computer system for use with a memory device for facilitating electronic payments to a payee from an account associated with a payor is provided. Payor profile information is stored in the memory device, which payor profile information is associated with the payor. A token identifier is created which is associated with the payor profile information. The token identifier is transmitted to a payee, for retransmittal of the token identifier by the payee to the computer system during a subsequent transaction between the payor and the payee.
    Type: Grant
    Filed: November 20, 2012
    Date of Patent: July 22, 2014
    Assignee: MasterCard International Incorporated
    Inventor: Brian J. DuCharme
  • SYSTEMS AND METHODS FOR PROCESSING ELECTRONIC PAYMENTS USING A GLOBAL PAYMENT DIRECTORY
    Publication number: 20140143144
    Abstract: A computer system for use with a memory device for facilitating electronic payments to a payee from an account associated with a payor is provided. Payor profile information is stored in the memory device, which payor profile information is associated with the payor. A token identifier is created which is associated with the payor profile information. The token identifier is transmitted to a payee, for retransmittal of the token identifier by the payee to the computer system during a subsequent transaction between the payor and the payee.
    Type: Application
    Filed: November 20, 2012
    Publication date: May 22, 2014
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Brian J. DuCharme
  • SYSTEMS AND METHODS FOR PROCESSING OF PERSON-TO-PERSON ELECTRONIC PAYMENTS
    Publication number: 20140136405
    Abstract: A computer system for use with a memory device for facilitating person-to-person electronic payments from a payor to an account associated with a payee is provided. A payee account identifier and a payee identifier are stored in the memory device. The payor submits a request for a transfer of funds from a payor account to the payee account. The request includes the amount of funds to be transferred, a payor account identifier to indicate the source of funds, and the payee identifier. The payee identifier includes a telephone number, and in particular, a mobile telephone number associated with the payee.
    Type: Application
    Filed: November 15, 2012
    Publication date: May 15, 2014
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Brian J. DuCharme, Shawn Hagmeier