Patents by Inventor Brian Maw
Brian Maw has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230196350Abstract: A technique for improving the security of a portable consumer device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the portable consumer device. When the portable consumer device is interacting with a reader device to conduct a transaction, the portable consumer device may determine whether the transaction is a proximity transaction by sensing whether a wireless interrogation signal is being transmitted from the reader device, and determine which of the first account identifier and the second account identifier to provide to the reader device based on whether the transaction is a proximity transaction.Type: ApplicationFiled: February 13, 2023Publication date: June 22, 2023Applicant: Visa U.S.A. Inc.Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
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Patent number: 11605074Abstract: A technique for improving the security of a portable consumer device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the portable consumer device. When the portable consumer device is interacting with a reader device to conduct a transaction, the portable consumer device may determine whether the transaction is a proximity transaction by sensing whether a wireless interrogation signal is being transmitted from the reader device, and determine which of the first account identifier and the second account identifier to provide to the reader device based on whether the transaction is a proximity transaction.Type: GrantFiled: January 11, 2021Date of Patent: March 14, 2023Assignee: VISA U.S.A. Inc.Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
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Publication number: 20210133733Abstract: A technique for improving the security of a portable consumer device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the portable consumer device. When the portable consumer device is interacting with a reader device to conduct a transaction, the portable consumer device may determine whether the transaction is a proximity transaction by sensing whether a wireless interrogation signal is being transmitted from the reader device, and determine which of the first account identifier and the second account identifier to provide to the reader device based on whether the transaction is a proximity transaction.Type: ApplicationFiled: January 11, 2021Publication date: May 6, 2021Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
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Patent number: 10922686Abstract: A technique for improving the security of a communication device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the communication device. When the communication device is interacting with a reader device to conduct a transaction, the communication device may determine whether the transaction is a proximity transaction by sensing whether a wireless interrogation signal is being transmitted from the reader device, and determine which of the first account identifier and the second account identifier to provide to the reader device based on whether the transaction is a proximity transaction.Type: GrantFiled: March 28, 2019Date of Patent: February 16, 2021Assignee: Visa U.S.A. Inc.Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
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Patent number: 10896435Abstract: A system, method, and computer-readable storage medium configured to link electronic voucher offers with complementary voucher offers and consolidate redemption of electronic vouchers with electronic payments into a single transaction.Type: GrantFiled: May 15, 2013Date of Patent: January 19, 2021Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Brian Maw, Jennifer Dogin
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Patent number: 10692082Abstract: A method for processing a reservation includes: receiving reservation information, the information including a preauthorization amount, payment information, merchant identifier, and predetermined period of time; storing the information; identifying a unique identifier associated with the information; transmitting the unique identifier and predetermined period of time to a merchant associated with the merchant identifier; receiving data identifying, within the predetermined period of time, fulfillment of the reservation; and transmitting the information for payment of a transaction using the payment information.Type: GrantFiled: August 10, 2012Date of Patent: June 23, 2020Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Jennifer Dogin, Brian Maw
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Publication number: 20200111139Abstract: A payment interchange for use in a global shopping cart and a method for its use are provided. Also, provide is management of data relationships between a global online shopping cart and various manager components that encompass data management access. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources.Type: ApplicationFiled: December 9, 2019Publication date: April 9, 2020Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Jennifer Dogin, Brian Maw
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Patent number: 10504163Abstract: A payment interchange for use in a global shopping cart and a method for its use are provided. Also, provide is management of data relationships between a global online shopping cart and various manager components that encompass data management access. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources.Type: GrantFiled: July 6, 2015Date of Patent: December 10, 2019Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Jennifer Dogin, Brian Maw
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Publication number: 20190220855Abstract: A technique for improving the security of a communication device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the communication device. When the communication device is interacting with a reader device to conduct a transaction, the communication device may determine whether the transaction is a proximity transaction by sensing whether a wireless interrogation signal is being transmitted from the reader device, and determine which of the first account identifier and the second account identifier to provide to the reader device based on whether the transaction is a proximity transaction.Type: ApplicationFiled: March 28, 2019Publication date: July 18, 2019Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
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Patent number: 10289999Abstract: A method and system for using a secured account number for processing proximity types of wireless financial transactions associated with portable consumer proximity devices is disclosed. In one embodiment, the method includes receiving a proximity type of wireless financial transaction request along with a secured account number from a portable proximity consumer device such as a contactless smart card, converting the secured account number to the user's real account number, and transmitting the financial transaction request along with the user's real account number to the issuer of the user's real account number for authorization and processing.Type: GrantFiled: May 12, 2014Date of Patent: May 14, 2019Assignee: Visa U.S.A. Inc.Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
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Patent number: 10043164Abstract: A system and method for facilitating a transaction, e.g., shopping experience, between a merchant and a cardholder. The system comprises an electronic storage device having a database of cardholder profile information and location information stored therein; an access path for allowing access to the cardholder profile information and location information; and a processor for assembling the cardholder profile information and location information in the database, and for providing the assembled cardholder profile information and location information to a merchant and a cardholder that have been granted access to the database. The assembled cardholder profile information and location information are provided to the merchant and the cardholder so as to effect targeted interaction between the merchant and cardholder based at least in part on the assembled cardholder profile information and location information.Type: GrantFiled: May 20, 2013Date of Patent: August 7, 2018Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Jennifer Dogin, Brian Maw
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Publication number: 20160171570Abstract: A payment interchange for use in a global shopping cart and a method for its use are provided. Also, provide is management of data relationships between a global online shopping cart and various manager components that encompass data management access. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources.Type: ApplicationFiled: July 6, 2015Publication date: June 16, 2016Inventors: Jennifer Dogin, Brian Maw
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Publication number: 20140344011Abstract: A system and method for facilitating a transaction, e.g., shopping experience, between a merchant and a cardholder. The system comprises an electronic storage device having a database of cardholder profile information and location information stored therein; an access path for allowing access to the cardholder profile information and location information; and a processor for assembling the cardholder profile information and location information in the database, and for providing the assembled cardholder profile information and location information to a merchant and a cardholder that have been granted access to the database. The assembled cardholder profile information and location information are provided to the merchant and the cardholder so as to effect targeted interaction between the merchant and cardholder based at least in part on the assembled cardholder profile information and location information.Type: ApplicationFiled: May 20, 2013Publication date: November 20, 2014Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Jennifer Dogin, Brian Maw
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Publication number: 20140304091Abstract: A system, method, and computer-readable storage medium configured to link electronic voucher offers with complementary voucher offers and consolidate redemption of electronic vouchers with electronic payments into a single transaction.Type: ApplicationFiled: May 15, 2013Publication date: October 9, 2014Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Brian Maw, Jennifer Dogin
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Publication number: 20140304047Abstract: A system, method, and computer-readable storage medium configured to link electronic voucher offers with complementary voucher offers and consolidate redemption of electronic vouchers with electronic payments into a single transaction.Type: ApplicationFiled: May 15, 2013Publication date: October 9, 2014Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Brian Maw, Jennifer Dogin
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Publication number: 20140304050Abstract: A system, method, and computer-readable storage medium configured to link electronic voucher offers with complementary voucher offers and consolidate redemption of electronic vouchers with electronic payments into a single transaction.Type: ApplicationFiled: May 15, 2013Publication date: October 9, 2014Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Brian Maw, Jennifer Dogin
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Publication number: 20140258113Abstract: A method and system for using a secured account number for processing proximity types of wireless financial transactions associated with portable consumer proximity devices is disclosed. In one embodiment, the method includes receiving a proximity type of wireless financial transaction request along with a secured account number from a portable proximity consumer device such as a contactless smart card, converting the secured account number to the user's real account number, and transmitting the financial transaction request along with the user's real account number to the issuer of the user's real account number for authorization and processing.Type: ApplicationFiled: May 12, 2014Publication date: September 11, 2014Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
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Publication number: 20140249945Abstract: A method and system for using a secured account number for processing proximity types of wireless financial transactions associated with portable consumer proximity devices is disclosed. In one embodiment, the method includes receiving a proximity type of wireless financial transaction request along with a secured account number from a portable proximity consumer device such as a contactless smart card, converting the secured account number to the user's real account number, and transmitting the financial transaction request along with the user's real account number to the issuer of the user's real account number for authorization and processing.Type: ApplicationFiled: May 12, 2014Publication date: September 4, 2014Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
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Patent number: 8770470Abstract: A consumer device is disclosed. The device comprises a body, and a memory comprising a computer readable medium disposed on or within the body. The computer readable medium comprises a form factor indicator element coupled to the body. The form factor indicator element indicates the form factor for the consumer device.Type: GrantFiled: April 28, 2009Date of Patent: July 8, 2014Assignee: Visa U.S.A. Inc.Inventors: Ayman Hammad, Brian Maw
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Patent number: 8762263Abstract: A method and system for using a secured account number for processing proximity types of wireless financial transactions associated with portable consumer proximity devices is disclosed. In one embodiment, the method includes receiving a proximity type of wireless financial transaction request along with a secured account number from a portable proximity consumer device such as a contactless smart card, converting the secured account number to the user's real account number, and transmitting the financial transaction request along with the user's real account number to the issuer of the user's real account number for authorization and processing.Type: GrantFiled: April 5, 2006Date of Patent: June 24, 2014Assignee: Visa U.S.A. Inc.Inventors: Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson