Patents by Inventor Brian Paul McMahon
Brian Paul McMahon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11861689Abstract: A data management system includes a storage device configured to store financial data for a plurality of financial transactions, the financial data for the plurality of financial transactions being associated with a plurality of different accounts of a user, each of the plurality of financial transactions being associated with one of a plurality of transaction categories. The system further includes a server coupled to the storage device and configured to retrieve the financial data for the plurality of financial transactions from the data storage device; receive a request from the user to generate a budget for the user, the budget including budget cash flow amounts for the plurality of transaction categories, determine an average cash flow amount for each of the plurality of transaction categories, the average cash flow amount for each of the transaction categories being based on the financial data for financial transactions associated with the transaction category.Type: GrantFiled: October 25, 2019Date of Patent: January 2, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Matthew Krakowiecki, Pearl Kolling, Jack Mackouse, Kevin Rhein, Elizabeth Hoople, Kathy Yee, Brian Paul McMahon, Brett David Ehrlich
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Patent number: 11250390Abstract: A computer-implemented data processing system includes a data storage device and a processor and program logic stored in memory and executable by the processor. The program logic may include account management logic coupled to the data storage device and configured to manage accounts respectively associated with a plurality of users, the account management logic including account processing logic configured to process transactions for the accounts and store account data related to the accounts in the data storage device. The program logic may further include interface logic coupled to the account management logic and the data storage device, the interface logic configured to connect the data processing system to computing systems associated with the plurality of users by way of the Internet, the interface logic providing the plurality of users with web access to an on-line banking area of a website of a financial institution.Type: GrantFiled: October 25, 2019Date of Patent: February 15, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Andrew J. Diggdon, John Maher, Karen Lynne Moore, Yon Wing Lee, Brian Paul McMahon
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Patent number: 10810660Abstract: A computer-implemented data processing system includes a data storage system, and a processor and program logic stored in memory and executable by the processor. The program logic includes logic configured to manage accounts respectively associated with a plurality of users, process transactions for the accounts and store account data related to the accounts in the data storage device, access the account data stored in the storage device and determine projected retirement spending amounts for a user based on account data associated with the user, determine a projected required savings amount based on the projected retirement spending amounts, and establish a connection with one of the users and provide the user with a user interface, the user interface including retirement planning data, the retirement planning data including an indication of the user's progress in accumulating the projected required savings amount.Type: GrantFiled: September 12, 2012Date of Patent: October 20, 2020Assignee: WELLS FARGO BANK, N.A.Inventors: Andrew J. Diggdon, John Maher, Karen Lynne Moore, Yon Wing Lee, Brian Paul McMahon
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Patent number: 10460376Abstract: A data management system includes a storage device configured to store financial data for a plurality of financial transactions, the financial data for the plurality of financial transactions being associated with a plurality of different accounts of a user, each of the plurality of financial transactions being associated with one of a plurality of transaction categories.Type: GrantFiled: November 26, 2008Date of Patent: October 29, 2019Assignee: WELLS FARGO BANK, N.A.Inventors: Matthew Krakowiecki, Pearl Kolling, Jack Mackouse, Kevin Rhein, Elizabeth Hoople, Kathy Yee, Brian Paul McMahon, Brett David Ehrlich
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Patent number: 10460379Abstract: A computer-implemented data processing system includes a data storage device and a processor and program logic stored in memory and executable by the processor. The program logic may include account management logic coupled to the data storage device to manage accounts respectively associated with a plurality of users, and interface logic coupled to the account management logic and the data storage device to connect the data processing system to computing systems associated with the plurality of users by way of the Internet, the interface logic providing the users with web access to an on-line banking area of a website of a financial institution, the interface logic further configured to establish a connection with one of the users and provide the user with a user interface. The user interface may be customizable based on inputs received from the user to provide selected ones of display modules.Type: GrantFiled: September 12, 2012Date of Patent: October 29, 2019Assignee: Wells Fargo Bank, N.A.Inventors: Andrew J. Diggdon, John Maher, Karen Lynne Moore, Yon Wing Lee, Brian Paul McMahon
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Patent number: 8719132Abstract: A computer-implemented data processing system includes a data storage device and a processor and program logic stored in memory and executable by the processor. The program logic may include account management logic coupled to the data storage device to manage accounts respectively associated with a plurality of users, and interface logic coupled to the account management logic and the data storage device to connect the data processing system to computing systems associated with the plurality of users by way of the Internet, the interface logic providing the users with web access to an on-line banking area of a website of a financial institution, the interface logic further configured to establish a connection with one of the users and provide the user with a user interface. The user interface may be customizable based on inputs received from the user to provide selected ones of display modules.Type: GrantFiled: September 12, 2012Date of Patent: May 6, 2014Assignee: Wells Fargo Bank, N.A.Inventors: Andrew J. Diggdon, John Maher, Karen Lynne Moore, Yon Wing Lee, Brian Paul McMahon
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Patent number: 8639622Abstract: A computer-implemented data processing system includes a data storage system; and a processor and program logic stored in memory and executable by the processor, the program logic including account management logic coupled to the data storage system and configured to manage accounts respectively associated with a plurality of users, the account management logic including account processing logic configured to process transactions for the accounts and store account data related to the accounts in the data storage device; and budget logic coupled to the account management logic and configured to provide budget data including budget cash flow amounts for a user for cash withdrawals, the cash withdrawals executed via automated teller machines (ATMs). The budget logic enables the user to access and modify the budget data including the budget spending amounts via the ATMs.Type: GrantFiled: August 30, 2010Date of Patent: January 28, 2014Assignee: Wells Fargo Bank, N.A.Inventors: Alicia Y. Moore, Michael R. Thomas, Andrew Diggdon, John Maher, Karen Lynne Moore, Yon Wing Lee, Brian Paul McMahon