Patents by Inventor Brian Ruddy

Brian Ruddy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR UNDERWRITING A PREPACKAGED BUSINESS OWNERS INSURANCE POLICY
    Publication number: 20140074519
    Abstract: A method, computer program product and system are provided for underwriting an insurance product such as a business owners policy by establishing a prepackaged policy having predetermined coverages, predetermined limits, and a fixed price, screening a potential customer for eligibility, and issuing the policy. The process may omit application of underwriting models to provide risk profiles and a premium based on a customer's individual data. The screening process may include comparing information from a customer to characteristics of a category of customers eligible for the insurance product, and verifying the information provided by the customer using internal carrier and external sources.
    Type: Application
    Filed: November 15, 2013
    Publication date: March 13, 2014
    Applicant: Liberty Mutual Insurance Company
    Inventors: Todd Pugh, Brian Ruddy
  • System and method for underwriting a prepackaged business owners insurance policy
    Patent number: 8589190
    Abstract: A method, computer program product and system are provided for underwriting an insurance product such as a business owners policy by establishing a prepackaged policy having predetermined coverages, predetermined limits, and a fixed price, screening a potential customer for eligibility, and issuing the policy. The process may omit application of underwriting models to provide risk profiles and a premium based on a customer's individual data. The screening process may include comparing information from a customer to characteristics of a category of customers eligible for the insurance product, and verifying the information provided by the customer using internal carrier and external sources.
    Type: Grant
    Filed: October 5, 2007
    Date of Patent: November 19, 2013
    Inventors: Todd Pugh, Brian Ruddy