Patents by Inventor Brian T. Kean

Brian T. Kean has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems, methods and apparatus for selecting a payment account for a payment transaction
    Patent number: 9569768
    Abstract: Systems and methods for selecting a payment account for a payment transaction are provided by certain embodiments of the invention. Data may be collected from a payment device utilized for the transaction, and a plurality of payment accounts may be associated with the payment device. A personal identification number associated with the payment device may be received. At least one of the plurality of payment accounts associated with the payment device may be selected based on a portion of the received personal identification number. The transaction may be facilitated utilizing at least one of the selected payment accounts.
    Type: Grant
    Filed: February 20, 2009
    Date of Patent: February 14, 2017
    Assignee: First Data Corporation
    Inventor: Brian T. Kean
  • Methods and systems for electromagnetic initiation of secure transactions
    Patent number: 7831519
    Abstract: Methods and systems are provided for processing secure transactions. An electromagnetic transmission packet is received from a portable device at a processing device. The electromagnetic transmission packet includes an encrypted magnetic-stripe image and an encrypted version of an alphanumerical identifier. A keyed nonencrypted version of the alphanumerical identifier is received at the processing device, and the encrypted version of the alphanumerical identifier is decrypted. The decryption of the encrypted version of the alphanumerical identifier is compared with the nonencrypted version of the alphanumerical identifier. Thereafter, a decryption of the encrypted magnetic-stripe image is transmitted to a host system for processing the secure transaction using an account identified by the decryption of the magnetic-stripe image.
    Type: Grant
    Filed: November 23, 2004
    Date of Patent: November 9, 2010
    Assignee: First Data Corporation
    Inventor: Brian T. Kean
  • SYSTEMS, METHODS AND APPARATUS FOR SELECTING A PAYMENT ACCOUNT FOR A PAYMENT TRANSACTION
    Publication number: 20100217674
    Abstract: Systems and methods for selecting a payment account for a payment transaction are provided by certain embodiments of the invention. Data may be collected from a payment device utilized for the transaction, and a plurality of payment accounts may be associated with the payment device. A personal identification number associated with the payment device may be received. At least one of the plurality of payment accounts associated with the payment device may be selected based on a portion of the received personal identification number. The transaction may be facilitated utilizing at least one of the selected payment accounts.
    Type: Application
    Filed: February 20, 2009
    Publication date: August 26, 2010
    Applicant: FIRST DATA CORPORATION
    Inventor: Brian T. Kean