Abstract: A particular healthcare provider's medico-legal risk relative to other healthcare providers practicing in the same field as the particular healthcare provider is determined by: acquiring information about the particular healthcare provider; and processing the acquired information to generate a medico-legal risk score for the particular healthcare provider. The medico-legal risk score generated for the particular healthcare provider may be used by an insurance company to determine whether to provide a malpractice insurance policy to the healthcare provider and/or to determine the amount of a premium for a malpractice insurance policy for the particular healthcare provider. Calculation of the particular healthcare provider's medico-legal risk score is performed using a computer program-implemented algorithm that automatically generates the medical-legal risk score in response to input of information about the particular healthcare provider.

Abstract: A customizable browser system and method for direct access to specified Internet websites. The browser's graphical elements and layout can be customized to suit the user's preferences or to match the specified website's graphical elements and layout. The system includes a software application that auto executes the browser system upon installation of the application—carrying media (e.g., a computer disk) into the computer system's media reader (e.g., a disk drive). The browser is simplified, having only the essential functions. The browser system makes the designated website the browser home page to which users return each time. The present invention provides a method for customized integration of the designated website's content with the browser.