Abstract: A molecular manufacturing process includes contacting a platform molecule with (i) a biocatalyst and (ii) a chemical catalyst under conditions suitable to produce a value-added chemical.

Abstract: A method of incentivizing secure transactions that includes receiving future travel location data and future travel time data. The method includes determining bonus multiplier information based on the travel details, where the bonus multiplier information is indicative of a bonus multiplier. The method includes transmitting the bonus multiplier information to a user computing device. The method includes receiving a transaction authorization request associated with a transaction. The transaction authorization request includes transaction location data and transaction time data, and the transaction authorization request includes a transaction amount. The method includes verifying that the transaction location data matches the travel location data and that the transaction time data matches the travel time data. The method includes transmitting an authorization response via the payment network and determining a new rewards points amount by applying the bonus multiplier to the transaction amount.

Abstract: A system and methodology for creating, compiling, managing and distributing works of multimedia within a virtual space (environment) or virtual meeting space. The system consists of a server and client architecture. Within this architecture, the server or controller plays a “master” role, pulling, storing, and delivering media content from a plurality of client sources. The master server or controller manipulates the storage and delivery of these streams through an intelligent database and programming architecture. These streams are encoded to a specific format and delivered through a server to single or multiple recipients as a vital component of a complete virtual meeting experience. The result is a complete and organized virtual meeting room experience from attendee invitation though follow-up and record meeting dispersal.

Abstract: A system and methodology for creating, compiling, managing and distributing works of multimedia within a virtual space (environment) or virtual meeting space. The system consists of a server and client architecture. Within this architecture, the server or controller plays a “master” role, puffing, storing, and delivering media content from a plurality of client sources. The master server or controller manipulates the storage and delivery of these streams through an intelligent database and programming architecture. These streams are encoded to a specific format and delivered through a server to single or multiple recipients as a vital component of a complete virtual meeting experience. The result is a complete and organized virtual meeting room experience from attendee invitation though follow-up and record meeting dispersal.

Abstract: One embodiment of the invention is directed to a method comprising, receiving a payment request message that includes information related to a user and a biller, determining whether the user is enrolled in a bill pay program, and if the user is enrolled in the bill pay program, modifying the payment request message according to user preferences if the user preferences are different than the information in the payment request message. The method further comprises, receiving a payment response message, and generating, using a server computer, transaction information based on the payment response message and biller information, wherein the transaction information is combined with existing reporting and billing process information for the biller.