Abstract: A two part invention comprising a bed skirt having either one continuous panel or three connected linearly aligned panels, the panel (s) having an obverse and a reverse surface and having a hook and loop fastener portion along the upper edge of the reverse surface thereof, the bed skirt being designed to hang vertically and hide a bed's box spring, when attached to a series of inserters, disposed between a mattress and box spring, along the left, bottom and right sides of the box spring. The inserters have an elongated flexible polymeric main section, with an upstanding section at one end, and to which upstanding section is attached an inwardly directed section, and on the other end of the main section is a downwardly directed section having a strip of opposite gender hook and loop fastener portion thereon for the engagement with that of the bed skirt.