Patents by Inventor Bruce Lindell

Bruce Lindell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for presenting payoff information to credit card customers
    Patent number: 8560444
    Abstract: A method of presenting account payoff information to customers includes receiving electronic data relating to a plurality of customers and evaluating the data to determine a class to which each customer belongs. The method also includes preparing an account statement for each customer in a first class and for each customer in a second class. The account statement for each customer in the first class includes a standard message, and the account statement for each customer in the second class includes a detailed message. The method also includes transmitting an electronic file comprising the account statements for the plurality of customers to a statement generator. The standard message comprises a total time to pay off at least one hypothetical account balance at a hypothetical interest rate based on a first series of minimum payments. The detailed message comprises a total time to pay off an account balance of the customer at an interest rate of the customer based on a second series of minimum payments.
    Type: Grant
    Filed: June 7, 2002
    Date of Patent: October 15, 2013
    Assignee: First Data Corporation
    Inventors: Brenda Rosenblatt, Yung-Li Lin, Millie Trent, Allen Kurth, Robert Jeff Mills, Bruce Lindell
  • Systems and methods for presenting payoff information to credit card customers
    Publication number: 20030229589
    Abstract: A method of presenting account payoff information to customers includes receiving electronic data relating to a plurality of customers and evaluating the data to determine a class to which each customer belongs. The method also includes preparing an account statement for each customer in a first class and for each customer in a second class. The account statement for each customer in the first class includes a standard message, and the account statement for each customer in the second class includes a detailed message. The method also includes transmitting an electronic file comprising the account statements for the plurality of customers to a statement generator. The standard message comprises a total time to pay off at least one hypothetical account balance at a hypothetical interest rate based on a first series of minimum payments. The detailed message comprises a total time to pay off an account balance of the customer at an interest rate of the customer based on a second series of minimum payments.
    Type: Application
    Filed: June 7, 2002
    Publication date: December 11, 2003
    Applicant: First Data Corporation
    Inventors: Brenda Rosenblatt, Yung-Li Lin, Millie Trent, Allen Kurth, Robert Jeff Mills, Bruce Lindell