Patents by Inventor Bruce R. Bent, II
Bruce R. Bent, II has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11610260Abstract: The present invention generally relates to computer systems, methods and program products for allocation of client funds in a sweep product using segregated aggregated deposit accounts. The present invention also generally relates to computer systems, methods, and program products for the tracking of ownership in federally insured accounts with more than one ownership interest.Type: GrantFiled: November 25, 2020Date of Patent: March 21, 2023Assignee: ISLAND INTELLECTUAL PROPERTY LLCInventor: Bruce R. Bent, II
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Patent number: 10832317Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.Type: GrantFiled: December 20, 2018Date of Patent: November 10, 2020Assignee: Island Intellectual Property, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 10623182Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.Type: GrantFiled: August 30, 2016Date of Patent: April 14, 2020Assignee: Island Intellectual Property, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 10134035Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.Type: GrantFiled: August 30, 2016Date of Patent: November 20, 2018Assignee: ISLAND INTELLECTUAL PROPERTY, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 9965750Abstract: Systems, methods, and program products for performing cash sweep transactions with customer control are disclosed. A deposit sweep computer system may determine first allocations of funds for a plurality of customers. The system may determine for a first subset of the customers that their funds are allocated to respective different depository institutions than previously used for the respective customer. The system may generate and transmit to client devices associated with the first subset of customers machine-readable instructions to render respective destination institution management graphical user interfaces providing an indication of the respective different depository institutions along with accept options and reject options. The system may receive one or more selections of accept options or reject options. The system may then determine and execute second allocations based at least in part upon the first allocations and the one or more selections of the reject options.Type: GrantFiled: October 20, 2017Date of Patent: May 8, 2018Assignee: ISLAND INTELLECTUAL PROPERTY, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 9904914Abstract: Systems, methods, and program products for performing cash sweep transactions with customer control are disclosed. A deposit sweep computer system may determine first allocations of funds for a plurality of customers. The system may determine for a first subset of the customers that their funds are allocated to respective different depository institutions than previously used for the respective customer. The system may generate and transmit to client devices associated with the first subset of customers machine-readable instructions to render respective destination institution management graphical user interfaces providing an indication of the respective different depository institutions along with accept options and reject options. The system may receive one or more selections of accept options or reject options. The system may then determine and execute second allocations based at least in part upon the first allocations and the one or more selections of the reject options.Type: GrantFiled: September 7, 2017Date of Patent: February 27, 2018Assignee: ISLAND INTELLECTUAL PROPERTY, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 9805344Abstract: Systems, methods, and program products for performing cash sweep transactions with customer control are disclosed. A deposit sweep computer system may determine first allocations of funds for a plurality of customers. The system may determine for a first subset of the customers that their funds are allocated to respective different depository institutions than previously used for the respective customer. The system may generate and transmit to client devices associated with the first subset of customers machine-readable instructions to render respective destination institution management graphical user interfaces providing an indication of the respective different depository institutions along with accept options and reject options. The system may receive one or more selections of accept options or reject options. The system may then determine and execute second allocations based at least in part upon the first allocations and the one or more selections of the reject options.Type: GrantFiled: November 5, 2015Date of Patent: October 31, 2017Assignee: ISLAND INTELLECTUAL PROPERTY, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 9569773Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.Type: GrantFiled: May 4, 2016Date of Patent: February 14, 2017Assignee: ISLAND INTELLECTUAL PROPERTY, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 9483762Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.Type: GrantFiled: May 13, 2016Date of Patent: November 1, 2016Assignee: ISLAND INTELLECTUAL PROPERTY, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 9374370Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.Type: GrantFiled: November 5, 2015Date of Patent: June 21, 2016Assignee: ISLAND INTELLECTUAL PROPERTY, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo