Patents by Inventor Bruce Twedt

Bruce Twedt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • No Preset Spending Limit Analysis System and Method
    Publication number: 20130232044
    Abstract: Embodiments of the invention relates to a methodology consisting of using active account management to segment a portfolio with internal behavior score bands and a number of key performance metrics. In one potential embodiment, a server computer receives a set of data for NPSL accounts and identifies a risk for each account in the plurality of accounts. Accounts may then be grouped, and adjustments made in an ongoing basis to groups of accounts within the portfolio based on updated risk and use status.
    Type: Application
    Filed: September 23, 2011
    Publication date: September 5, 2013
    Inventors: Nikki Waters, Amy Alterman, Laurence Poirier, Stan Myers, Bruce Twedt
  • No Preset Spending Limit Analysis System and Method
    Publication number: 20120246047
    Abstract: Embodiments of the invention relates to a methodology consisting of using active account management to segment a portfolio with internal behavior score bands and a number of key performance metrics. In one potential embodiment, a server computer receives a set of data for NPSL accounts and identifies a risk for each account in the plurality of accounts. Accounts may then be grouped, and adjustments made in an ongoing basis to groups of accounts within the portfolio based on updated risk and use status.
    Type: Application
    Filed: September 23, 2011
    Publication date: September 27, 2012
    Inventors: Nikki Waters, Amy Alterman, Laurence Poirier, Stan Myers, Bruce Twedt